308 E Coolbaugh St, Red Oak, IA 51566 Property Records

Montgomery County property record for 308 E Coolbaugh St, Red Oak, IA 51566

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details3,956 sqft · built 1902
Lot Size0.063 acres (2,760 sqft)
OwnerCompany Name on Record
Last Sale$245,000 (Feb 2023)
Tax Bill$2,578 (2025)
Flood ZoneZone AE (high risk)
APN600628304005000

Property Details

APN / Parcel Number

Primary APN600628304005000

Interior

Units3 Units
Stories2 Stories
Building Area3,956 sqft Gross Area
Basement Area1,656 sqft
Unfinished Basement1,656 sqft

Exterior

Year BuiltBuilt 1902
Effective Year BuiltEffective 1902
Exterior MaterialBrick
Roof MaterialUrethane Foam
Lot Area2,760 sqft (0.063 acres)
Lot Dimensions120 ft deep x 23 ft wide
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Water SourceCommercial

Location & Zoning

Street Address308 E COOLBAUGH ST
CityRED OAK
StateIA
Zip51566-2297
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionORIG PLAT ORIG PLAT W/2 LT 4 BLK 44 W/2 LT 4 BLK 44
Legal SubdivisionRED OAK
Legal Block44
Legal Lot Number4
JurisdictionMONTGOMERY IA
Township / Civil DivisionRED OAK
Census Block Group1
Census Block1019
Census Tract960300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Red Oak Downtown Historic District
listed 2016 · 74 contributing resources · NRIS 16000868

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Montgomery County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2076 200TH ST, RED OAK, IA 51566-6009
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 1, 2023 · Amount on Record
Deed SaleFeb 1, 2023 · Amount on Record
Deed Document Number2023154
Deed Book / Page2023 / 154
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 2, 2025

Property Jurisdictions

TypeName
StateIowa
CountyMontgomery County
MunicipalityRed Oak City
Unified School DistrictRed Oak Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,578.00 (+5.74%)$107,690 (+8.2%) Land $5,750 Building $101,940$107,690 (+8.2%) Land $5,750 Building $101,940
2024$2,438.00 (+21.9%)
2023$99,530 Land $5,750 Building $93,780$99,530 Land $5,750 Building $93,780
2022$2,000.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 38 policies
Nearby Flood Policies38 in force
Nearby Flood Claims4 (2007–2019)
Claims Outside the SFHA1 of 4
Most Recent ClaimMay 2019 · Severe Storms And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRED OAK WATER SUPPLY
serves 5,596 people · EPA ID IA6950075
Water SourceGroundwater
Last State InspectionDec 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50

May also be available: FMTC of Stanton Iowa.

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