Orange County property record for 308 E Bay St, Winter Garden, FL 34787
| Property Type | Commercial Office |
|---|---|
| Details | 5 bd · 2 ba · 3,585 sqft · built 2023 |
| Lot Size | 0.434 acres (18,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $278,000 (Sep 2020) |
| Tax Bill | $16,475 (2025) |
| Deeds & Mortgages | Oct 2026 Line of Credit Sep 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-22-27-8816-04-011 |
| Primary APN | 23-22-27-8816-04-011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,585 sqft Gross Area |
| 1st Floor Area | 1,848 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Concrete Block/Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,890 sqft (0.434 acres) |
| Lot Dimensions | 100 ft deep x 62 ft wide |
| Garage Type | Detached |
| Garage Area | 416 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
| Porch Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 308 E BAY ST |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-3112 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Local Zoning Code | I-2 |
| Legal Description | TWIN CITY DEVELOPMENT CO SUB E/26 THE E1/2 OF LOTS 1 & 2 W1/ 2 OF LOTS 9 THROUGH 12 BLK 4 |
| Legal Range | 27E |
| Legal Township | 22S |
| Legal Section | 23 |
| Legal Subdivision | TWIN CITY DEV CO SUB |
| Legal Tract | 8816 |
| Legal Block | 4 |
| Legal Lot Number | 1,2,9 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | WINTER GARDEN-OCOEE |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 17402 |
Source: Orange County records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9556 MEADOW HUNT WAY, WINTER GARDEN, FL 34787-3275 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 7, 2026 | Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK OF THE OZARKS INC |
| Sep 21, 2020 | Warranty Deed, Transfer METES AND BOUND TITLE COMPANY, METES & BOUNDS TITLE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2020 · Amount on Record |
| Deed Sale | Sep 21, 2020 · Amount on Record |
| Prior Sale | Sep 15, 2005 · Amount on Record |
| Deed Document Number | 2020492697 |
| Prior Transfer Date | Sep 6, 2005 |
| Prior Transfer Doc | 0000627559 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Oct 7, 2026 |
| Property Address | 308 E BAY ST, WINTER GARDEN, FL 34787-3112 |
| Document Number | 0000557678 |
| Instrument Date | Sep 30, 2026 |
| Instrument | 2026557678 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2026 |
| Title Company | CSC DOCUMENT RECORDING |
| Name | Verified Name |
|---|---|
| Address | 9556 MEADOW HUNT WAY, WINTER GARDEN, FL 34787-3275 |
| Document Number | 0000557678, |
|---|---|
| Date | Oct 7, 2026 |
| Instrument | 2026557678 |
| Name | COMMUNITY BANK OF THE OZARKS INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Sep 30, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Sep 21, 2020 |
| Property Address | 308 E BAY ST, WINTER GARDEN, FL 34787-3112 |
| Document Number | 0000492697 |
| Instrument Date | Sep 1, 2020 |
| Instrument | 492697 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2020 |
| Title Company | METES AND BOUND TITLE COMPANY, METES & BOUNDS TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,946.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9556 MEADOW HUNT WAY WINTER GARDEN FL 347873275, WINTER GARDEN, FL 34787-3275 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Garden City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,016,679 (+2.35%) Land $257,849 Building $758,830 | $1,016,679 (-2.08%) Land $257,849 Building $758,830 | |
| 2025 | $16,475.00 (+14.37%) | $993,325 (+304.5%) | $1,038,229 (+322.78%) Land $257,849 Building $780,380 |
| 2024 | $14,405.00 (+268.79%) | ||
| 2023 | $3,906.00 (-0.38%) | $245,570 (-) Land $245,570 | $245,570 (-) Land $245,570 |
| 2022 | $3,921.00 | $245,570 Land $245,570 | $245,570 Land $245,570 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Hotwire Communications, Verizon.
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