308 E Bay Ave, Newport Beach, CA 92661 Property Records

Orange County property record for 308 E Bay Ave, Newport Beach, CA 92661

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 321 sqft · built 1917
Lot Size	0.048 acres (2,089 sqft)
Owner	Individual Name on File
Last Sale	$2,280,000 (Nov 2023)
Tax Bill	$24,926 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Feb 2024 Mortgage + 13 more
Flood Zone	Zone X (moderate risk)
APN	`048-103-19`

Property Details

APN / Parcel Number

Primary APN	`048-103-19`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	321 sqft Living Area
1st Floor Area	321 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Lot Area	2,089 sqft (0.048 acres)

Location & Zoning

Street Address	308 E BAY AVE
City	NEWPORT BEACH
State	CA
Zip	92661-1228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A TR NEWPORT BAY TR SUB OF BLK C BLK LOT 80 NEWPORT BAY TR SUB OF BLK C LOT 80 SLY1/2 AND
Legal Subdivision	NEWPORT BAY TRACT
Legal Tract	511
Legal Block	C
Legal Lot Number	80
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	3
Census Block	3011
Census Tract	62800

Owner

308 E Bay Ave is owned by an individual who bought it in November 2023.

Source: Orange County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	306 E BAY AVE, NEWPORT BEACH, CA 92661-1228
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Feb 28, 2024	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Nov 29, 2023	Grant Deed, Transfer · Conventional Mortgage PNC BANK NA
Apr 6, 2023	Grant Deed, Transfer LAWYERS TITLE
Jun 6, 2022	Grant Deed, Transfer
Feb 25, 2022	Grant Deed, Transfer · Commercial Mortgage FRED JAMES
Feb 25, 2022	Grant Deed, Transfer LAWYERS TITLE
Apr 2, 2021	Grant Deed, Transfer
Dec 2, 2020	Deed of Trust, Construction Loan · Construction Mortgage SECOND ORCHARD LLC
Apr 10, 2020	Deed of Trust, Mortgage ALLIANCE PORTFOLIO
Jun 28, 2019	Grant Deed, Transfer · Conventional Mortgage ALLIANCE PORTFOLIO PRIVATE EQUITY F
Sep 21, 2018	Quit Claim Deed, Transfer · Conventional Mortgage THUNDERBIRD CAPITAL CORP
Sep 21, 2018	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Sep 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage OTHER INSTITUTIONAL LENDERS
Jun 14, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2023 · Amount on File
Deed Sale	Nov 29, 2023 · Amount on File
Prior Sale	Apr 6, 2023 · Amount on File
Deed Document Number	2023296217
Prior Transfer Date	Dec 28, 1995
Prior Transfer Doc	0000586104
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	308 E BAY AVE, NEWPORT BEACH, CA 92661-1228
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 E BAY AVE, NEWPORT BEACH, CA 92661-1228

Mortgage

Document Number	0000336327
Date	Dec 4, 2025
Instrument	2025000336327

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Dec 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.5%
Index	1-Year T-Bill
Max Rate	10.5%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	308 E BAY AVE, NEWPORT BEACH, CA 92661-1228
Transaction Type	Mortgage
Record Updated	Mar 12, 2024
Title Company	NATIONAL LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306-308 E BAY AVE, NEWPORT BEACH, CA 92661

Mortgage

Document Number	0000044598
Date	Feb 28, 2024
Instrument	2024000044598

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Mar 1, 2034
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.1%
Margin	3
Max Rate	11.1%

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 29, 2023
Property Address	308 E BAY AVE, NEWPORT BEACH, CA 92661-1228
Document Number	0000296217
Map Reference	MB 4 PG 29
Instrument Date	Nov 8, 2023
Instrument	2023000296217
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306-308 E BAY AVE, NEWPORT BEACH, CA 92661

Mortgage

Document Number	0000296218
Date	Nov 29, 2023
Instrument	2023000296218

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Change Frequency	6 Months
Margin	3

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 6, 2023
Property Address	308 E BAY AVE, NEWPORT BEACH, CA 92661-1228
Document Number	0000078520
Map Reference	MB 4 PG 29
Instrument Date	Mar 30, 2023
Instrument	2023000078520
Transaction Type	Transfer
Record Updated	Sep 12, 2023
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3315 FAIRVIEW RD, COSTA MESA, CA 92626-1610

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 6, 2022
Property Address	308 E BAY AVE, NEWPORT BEACH, CA 92661-1228
Document Number	0000204898
Map Reference	MB 4 PG 29
Instrument Date	Apr 26, 2022
Instrument	2022000204898
Transaction Type	Transfer
Record Updated	Sep 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	8031 MAIN ST, STANTON, CA 90680-2452

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 25, 2022
Property Address	308 E BAY AVE, NEWPORT BEACH, CA 92661-1228
Document Number	0000077522
Map Reference	MB 4 PG 29
Instrument Date	Feb 15, 2022
Instrument	2022000077522
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	10600 BEACH BLVD # D, D, STANTON, CA 90680-2317

Mortgage

Document Number	0000077523
Date	Feb 25, 2022
Instrument	2022000077523

Lender

Name	FRED JAMES
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 25, 2022
Property Address	308 E BAY AVE, NEWPORT BEACH, CA 92661-1228
Document Number	0000077521
Map Reference	MB 4 PG 29
Instrument Date	Feb 9, 2022
Instrument	2022000077521
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Partially Calculated from Transfer Tax
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 E BAY AVE # 308, 308, NEWPORT BEACH, CA 92661-1228

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 2, 2021
Property Address	308 E BAY AVE, NEWPORT BEACH, CA 92661-1228
Document Number	0000227143
Map Reference	MB 4 PG 29
Instrument Date	Mar 30, 2021
Instrument	2021000227143
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	183 RIVO ALTO CANAL, LONG BEACH, CA 90803-4063

December 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	Dec 2, 2020
Property Address	308 E BAY AVE, NEWPORT BEACH, CA 92661-1228
Document Number	0000704687
Instrument Date	Nov 24, 2020
Instrument	704687
Transaction Type	Construction Loan
Record Updated	Dec 14, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE ORANGE CN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	450 CATALINA DR NEWPORT BEACH CA 926634129, NEWPORT BEACH, CA 92663-4129

Mortgage

Document Number	0000704687
Date	Dec 2, 2020
Instrument	704687

Lender

Name	SECOND ORCHARD LLC
Address	3151 AIRWAY AVE # Q3, SANTA ANA, CA 92707

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Dec 1, 2021

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	308 E BAY AVE, NEWPORT BEACH, CA 92661-1228
Document Number	0000170872
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	May 7, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 15152 NEWPORT BEACH CA 926595152, NEWPORT BEACH, CA 92659-5152

Mortgage

Document Number	0000170872
Date	Apr 15, 2020
Instrument	170872

Lender

Name	ALLIANCE PORTFOLIO
Address	120 VANTIS DR # 515, ALISO VIEJO, CA 92656-2679

Agreement

Amount	Amount on Record
Term	36 Months
Due	Apr 14, 2023

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 28, 2019
Property Address	308 E BAY AVE, NEWPORT BEACH, CA 92661-1228
Document Number	0000229401
Map Reference	MB 4 PG 29
Instrument Date	Jun 20, 2019
Instrument	2019000229401
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	306 E BAY AVE # AVE308, 306, NEWPORT BEACH, CA 92661-1228

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000229402
Date	Jun 28, 2019
Instrument	2019000229402

Lender

Name	ALLIANCE PORTFOLIO PRIVATE EQUITY F
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	19 Months
Due	Jan 1, 2021

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 21, 2018
Property Address	308 E BAY AVE, NEWPORT BEACH, CA 92661-1228
Document Number	0000347201
Instrument Date	Sep 13, 2018
Instrument	347201
Transaction Type	Transfer
Record Updated	Oct 4, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	PO BOX 15162 NEWPORT BEACH CA 926595162, NEWPORT BEACH, CA 92659-5162

Mortgage

Document Number	347202
Date	Sep 21, 2018
Instrument	347202

Lender

Name	THUNDERBIRD CAPITAL CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 21, 2018
Property Address	308 E BAY AVE, NEWPORT BEACH, CA 92661-1228
Document Number	0000347200
Instrument Date	Sep 12, 2018
Instrument	347200
Transaction Type	Transfer
Record Updated	Oct 2, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	PO BOX 15162 NEWPORT BEACH CA 926595162, NEWPORT BEACH, CA 92659-5162

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	308 E BAY AVE, NEWPORT BEACH, CA 92661-1228
Document Number	0000376877
Instrument Date	Sep 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	306 E BAY AVE NEWPORT BEACH CA 926611228, NEWPORT BEACH, CA 92661-1228

Mortgage

Document Number	0000376877
Date	Sep 5, 2017
Instrument	376877

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	PETALUMA, CA 94954

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 14, 2017
Property Address	308 E BAY AVE, NEWPORT BEACH, CA 92661-1228
Document Number	0000244138
Instrument Date	Jun 13, 2017
Instrument	244138
Transaction Type	Transfer
Record Updated	Jun 20, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	22994 EL TORO RD LAKE FOREST CA 926304961, LAKE FOREST, CA 92630-4961

Tax Assessment & Valuation

The 2025 property tax bill for 308 E Bay Ave was $24,926, up 1.6% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Newport Beach City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,372,112 (+2%) Land $2,331,215 Building $40,897
2025	$24,926.00 (+1.61%)	$2,325,600 Land $2,285,504 Building $40,096
2024	$24,532.00 (+15.47%)
2023	$21,245.00 (-1.51%)	$1,976,760 Land $1,938,892 Building $37,868
2022	$21,570.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 308 E Bay Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 84 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	144 units insured incl. 60 condo units
Nearby Flood Claims	14 (1983–2023)
Claims Outside the SFHA	11 of 14
Most Recent Claim	Mar 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims Severe Winter Storms And Flooding, Feb 1998 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 308 E Bay Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEWPORT BEACH serves 69,520 people · EPA ID CA3010023
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 820 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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