308 E 1st St, Cross Plains, TX 76443 Property Records

Callahan County property record for 308 E 1st St, Cross Plains, TX 76443

Property Summary

Property Type	Single Family Home
Details	3,045 sqft · built 1960
Lot Size	0.482 acres (21,000 sqft)
Owner	2 Individual Names on File
Last Sale	$223,930 (Sep 2025)
Tax Bill	$3,277 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2025 Mortgage + 1 more
APN	`R000014036`

Property Details

APN / Parcel Number

Primary APN	`R000014036`
Alternative APN	`7701004700100`

Interior

Stories	1 Story
Building Area	3,045 sqft Total Area
1st Floor Area	1,548 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	21,000 sqft (0.482 acres)

Location & Zoning

Account Number	7701004700100
Street Address	308 E 1ST ST
City	CROSS PLAINS
State	TX
Zip	76443-2468
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 1-3 BLK: 47 SUBD: CENTRAL - CP
Legal Subdivision	CENTRAL ADDITION
Legal Block	47
Jurisdiction	CALLAHAN TX
Township / Civil Division	CROSS PLAINS
Census Block Group	4
Census Block	4061
Census Tract	30200

Owner

308 E 1st St is owned and occupied by two individuals who bought it in September 2025.

Source: Callahan County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	308 E 1ST ST, CROSS PLAINS, TX 76443-2468
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · VA Mortgage MADISON SETTLEMENT SERVICES
Sep 24, 2025	Vendor's Lien, Transfer · VA Mortgage ALL WESTERN MORTGAGE INC
Jul 6, 2017	Vendor's Lien, Transfer · Construction Mortgage INTERBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2025 · Amount on File
Deed Sale	Sep 24, 2025 · Amount on File
Prior Sale	Feb 11, 2022 · Amount on File
Deed Document Number	20252250
Prior Transfer Date	Jul 23, 2015
Prior Transfer Doc	0000001543
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAHAN TX
Recording Date	Jul 8, 2026
Property Address	308 E 1ST ST, CROSS PLAINS, TX 76443-2468
Document Number	0000001882
Instrument Date	Jul 1, 2026
Instrument	20261882
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	MADISON SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 E 1ST ST, CROSS PLAINS, TX 76443-2468

Mortgage

Document Number	0000001882,
Date	Jul 8, 2026
Instrument	20261882

Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.48%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CALLAHAN TX
Recording Date	Sep 24, 2025
Property Address	308 E 1ST ST, CROSS PLAINS, TX 76443-2468
Document Number	0000252250
Map Reference	VOL 1 PG 15
Instrument Date	Sep 23, 2025
Instrument	252250
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 E 1ST ST, CROSS PLAINS, TX 76443-2468

Mortgage

Document Number	0000252251
Date	Sep 24, 2025
Instrument	252251

Lender

Name	ALL WESTERN MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate

July 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CALLAHAN TX
Recording Date	Jul 6, 2017
Property Address	308 E 1ST ST, CROSS PLAINS, TX 76443-2468
Document Number	0000171339
Map Reference	VOL 1 PG 15
Instrument Date	Jun 30, 2017
Instrument	171339
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	FIRST RATE TITLE COMPANY, FIRST TEXAS TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	150 COUNTY ROAD 154, COLEMAN, TX 76834-8160

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 E 1ST ST, CROSS PLAINS, TX 76443-2468

Mortgage

Document Number	0000171340
Date	Jul 6, 2017
Instrument	171340

Lender

Name	INTERBANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 308 E 1st St was $3,277, up 170.6% from the year before.

Source: Callahan County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Callahan County
Municipality	Cross Plains Town
Unified School District	Cross Plains Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,277.00 (+170.6%)	$206,570 (+2.08%) Land $15,000 Building $191,570	$206,570 (+2.08%) Land $15,000 Building $191,570
2025	$1,211.00 Homeowner's exemption Senior Citizen's exemption	$202,360 (-0.33%) Land $15,000 Building $187,360	$202,360 (-0.33%) Land $15,000 Building $187,360
2024		$203,040 (+35.76%) Land $15,000 Building $188,040	$203,040 (+35.76%) Land $15,000 Building $188,040
2023		$149,560 Land $15,000 Building $134,560	$149,560 Land $15,000 Building $134,560
2022	$1,871.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 308 E 1st St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 308 E 1st St is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CROSS PLAINS serves 926 people · EPA ID TX0300003
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000

May also be available: Nextlink.

Nearby Properties on E 1st St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures