308 Downs Chapel Rd, Clayton, DE 19938 Property Records

Kent County property record for 308 Downs Chapel Rd, Clayton, DE 19938 · Last verified October 2023

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1987
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on File
Tax Bill	$991 (2023)
Deeds & Mortgages	Nov 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3-00-053.00-01-33.04-000`

Property Details

APN / Parcel Number

Primary APN	`3-00-053.00-01-33.04-000`
Alternative APNs	`KH00053.000133.04/000` `20046`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area

Exterior

Year Built	Built 1987
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	44,867 sqft (1.03 acres)
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20046
Old Parcel Number	KH00053.000133.04/000
Street Address	308 DOWNS CHAPEL RD
City	CLAYTON
State	DE
Zip	19938-2704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E. SD. RD. 97, 1.03 A. 308 DOWNS CHAPEL ROAD
Jurisdiction	KENT DE
Township / Civil Division	KENTON
Census Block Group	2
Census Block	2028
Census Tract	40100

Owner

Source: Kent County records · APN 3-00-053.00-01-33.04-000

Assessment roll updated February 15, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	308 DOWNS CHAPEL RD, CLAYTON, DE 19938-2704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 22, 2019
Deed Sale	Nov 22, 2019
Deed Document Number	O 0040 0245
Record Updated	Jun 07, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	308 DOWNS CHAPEL RD, CLAYTON, DE 19938-2704
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000524637
Date	Nov 12, 2025
Book Page	13873/280
Instrument	2025-524637

Lender

Name	WILMINGTON SAVINGS FUND SOCIETY FSB
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated February 15, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Unified School District	Smyrna School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2023	$991.00	$37,000 Land $8,500 Building $28,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kent County (10001C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 100010401002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences

Wildfire

Wildfire Risk	Low above 20% of the US · above 47% of Delaware
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.