308 Desert Palm Dr, Laredo, TX 78045 Property Records

Webb County property record for 308 Desert Palm Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,619 sqft · built 2014
Lot Size	0.14 acres (6,099 sqft)
Owner	Individual Name on File
Last Sale	$218,900 (Mar 2015)
Tax Bill	$1,478 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`989-74001-020`

Property Details

APN / Parcel Number

Primary APN	`989-74001-020`
Alternative APN	`502054`

Interior

Stories	1 Story
Building Area	1,619 sqft Living Area
Gross Area	2,005 sqft
1st Floor Area	1,619 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,099 sqft (0.14 acres)
Garage Type	Attached
Garage Area	386 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	253 sqft

Location & Zoning

Street Address	308 DESERT PALM DR
City	LAREDO
State	TX
Zip	78045-6841
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAN ISIDRO NORTHEAST LOS PALMARES, BLOCK 1, LOT 2, UNIT 5
Legal Subdivision	SAN ISIDRO NORTHEAST LOS PALMARES
Legal Block	1
Legal Lot Number	2
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2012
Census Tract	1727

Owner

308 Desert Palm Dr is owned and occupied by an individual who bought it in March 2015.

Source: Webb County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	308 DESERT PALM DR, LAREDO, TX 78045-6841
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2018	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Dec 2, 2020	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2015 · Amount on File
Deed Sale	Mar 13, 2015 · Amount on File
Deed Document Number	20151227209
Deed Book / Page	3757 / 87
Prior Transfer Date	Mar 12, 2015
Prior Transfer Doc	003757/087
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	308 DESERT PALM DR, LAREDO, TX 78045-6841
Transaction Type	Mortgage
Record Updated	Mar 1, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004453/257
Date	Jul 25, 2018
Book Page	4453/257
Instrument	1335181

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	308 DESERT PALM DR, LAREDO, TX 78045-6841
Transaction Type	Mortgage
Record Updated	Mar 1, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 DESERT PALM DR, LAREDO, TX 78045-6841

Mortgage

Document Number	004913/195
Date	Dec 2, 2020
Book Page	4913/195
Instrument	1412031

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	332 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 308 Desert Palm Dr was $1,478 with a homeowner's exemption, down 14.1% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$290,472 (-0.59%) Land $94,234 Building $196,238	$290,472 (-0.59%) Land $94,234 Building $196,238
2025	$1,478.00 (-14.07%) Homeowner's exemption	$292,188 Land $94,234 Building $197,954	$292,188 Land $94,234 Building $197,954
2024	$1,720.00
2023		$258,013 Land $81,608 Building $176,405	$258,013 Land $81,608 Building $176,405
2022	$1,535.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 308 Desert Palm Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 308 Desert Palm Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 674 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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