308 Derek Ln, Stantonsburg, NC 27883 Property Records

Wilson County property record for 308 Derek Ln, Stantonsburg, NC 27883

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 2004
Lot Size	0.229 acres (9,975 sqft)
Owner	Individual Name on File
Last Sale	$99,000 (Apr 2017)
Tax Bill	$2,185 (2025)
Deeds & Mortgages	Aug 2026 Mortgage May 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3657-17-3991.000`

Property Details

APN / Parcel Number

Primary APN	`3657-17-3991.000`
Alternative APNs	`3657173991` `1108890`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,232 sqft Heated Area
1st Floor Area	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2009
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	9,975 sqft (0.229 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	308 DEREK LN
City	STANTONSBURG
State	NC
Zip	27883-9082
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH
Legal Description	308 DEREK LN L3 MAPLE CREEK 1.00LT
Legal Subdivision	FINAL PLAT OF MAPLE CREEK
Jurisdiction	WILSON NC
Township / Civil Division	STANTONSBURG
Census Block Group	1
Census Block	1045
Census Tract	1000

Owner

308 Derek Ln is owned and occupied by an individual who bought it in April 2017.

Source: Wilson County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	308 DEREK LN, STANTONSBURG, NC 27883-9082
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
May 15, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 3, 2017	Warranty Deed, Transfer · FHA Mortgage GSF MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2017 · Amount on File
Deed Sale	Apr 3, 2017 · Amount on File
Prior Sale	Aug 15, 2014 · Amount on File
Deed Book / Page	2694 / 471
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILSON NC
Recording Date	Aug 7, 2026
Property Address	308 DEREK LN, STANTONSBURG, NC 27883-9082
Document Number	3189000613
Book / Page	3189 / 613
Instrument Date	Aug 5, 2026
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 DEREK LN, STANTONSBURG, NC 27883-9082

Mortgage

Document Number	3189000613,
Date	Aug 7, 2026
Book Page	3189/613

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate	6.49%
Max Rate	-1%

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILSON NC
Property Address	308 DEREK LN, STANTONSBURG, NC 27883-9082
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 DEREK LN, STANTONSBURG, NC 27883-9082

Mortgage

Document Number	0003118/40
Date	May 15, 2025
Book Page	3118/40

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	264 Months
Due	May 1, 2047

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILSON NC
Recording Date	Apr 3, 2017
Property Address	308 DEREK LN, STANTONSBURG, NC 27883-9082
Document Number	002694/471
Book / Page	2694 / 471
Map Reference	MB26 PG197
Instrument Date	Mar 27, 2017
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$198.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1573, WILSON, NC 27894-1573

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 DEREK LN, STANTONSBURG, NC 27883-9082

Mortgage

Document Number	0002694474
Date	Apr 3, 2017
Instrument	2694/474

Lender

Name	GSF MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 308 Derek Ln was $2,185.

Source: Wilson County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Wilson County
Municipality	Stantonsburg Town
Unified School District	Wilson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,825 (-) Land $20,000 Building $170,825	$190,825 (-) Land $20,000 Building $170,825
2025	$2,185.00	$190,825 (-) Land $20,000 Building $170,825	$190,825 (-) Land $20,000 Building $170,825
2024		$190,825 Land $20,000 Building $170,825	$190,825 Land $20,000 Building $170,825
2021	$1,232.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 308 Derek Ln in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective June 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	17 (1999–2020)
Claims Outside the SFHA	1 of 17
Most Recent Claim	Nov 2020 · Tropical Storm Eta
Claims by Event	Tropical Storm Eta, Nov 2020 · 2 claims Hurricane Matthew, Oct 2016 · 9 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 308 Derek Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF STANTONSBURG serves 1,393 people · EPA ID NC0498025
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Greenlight Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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