Schenectady County and Rotterdam Town property record for 308 Debbie Dr, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,668 sqft · built 1990 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $8,110 (2026) |
| Deeds & Mortgages | Mar 2026 Line of Credit Dec 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 58.17-1-49 |
| Primary APN | 422800 58.17-1-49 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,668 sqft Living Area |
| 1st Floor Area | 1,668 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,117 sqft (0.37 acres) |
| Lot Dimensions | 193 ft deep x 83 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 308 DEBBIE DR |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-2524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | R,G2ST CAROLINE MNR PHASE 2-20 58.17-1-18 |
| Legal Block | 1 |
| Legal Lot Number | 49.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 33002 |
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 210 WENDY CT, SCHENECTADY, NY 12306-2500 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2026 | Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU |
| Dec 23, 2025 | Deed of Trust, Mortgage · Conventional Mortgage BROADVIEW FCU |
| Feb 3, 2025 | Intrafamily Transfer, Transfer CHICAGO TITLE ALBANY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 6, 2024 |
| Transfer Doc | 0000002622 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 308 DEBBIE DR, SCHENECTADY, NY 12306-2524 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Name | Verified Name |
|---|---|
| Address | 308 DEBBIE DR, SCHENECTADY, NY 12306-2524 |
| Document Number | 0000006631 |
|---|---|
| Date | Mar 24, 2026 |
| Instrument | 202606631 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 23, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 308 DEBBIE DR, SCHENECTADY, NY 12306-2524 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 221 HARBORSIDE DR, SCHENECTADY, NY 12305-1020 |
| Document Number | 0000029956 |
|---|---|
| Date | Dec 23, 2025 |
| Instrument | 202529956 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Jan 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.8% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.8% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 3, 2025 |
| Property Address | 308 DEBBIE DR, SCHENECTADY, NY 12306-2524 |
| Document Number | 0000002622 |
| Map Reference | CAB H MAP 362&363 |
| Instrument Date | Dec 6, 2024 |
| Instrument | 202502622 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2025 |
| Title Company | CHICAGO TITLE ALBANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 210 WENDY CT, SCHENECTADY, NY 12306-2500 |
| Name | Verified Name |
|---|---|
| Address | 210 WENDY CT, SCHENECTADY, NY 12306-2500 |
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Schalmont Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,110.00 (-7.23%) | ||
| 2025 | $8,742.00 | $218,000 (-) Land $27,000 Building $191,000 | $335,400 (+10.77%) Land $41,540 Building $293,860 |
| 2024 | $218,000 (-) Land $27,000 Building $191,000 | $302,800 (+5.58%) Land $37,503 Building $265,297 | |
| 2023 | $218,000 Land $27,000 Building $191,000 | $286,800 Land $35,521 Building $251,279 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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