Lexington County property record for 308 Cutter Ct, Chapin, SC 29036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,260 sqft · built 1999 |
| Lot Size | 0.276 acres (12,017 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $132,000 (Jan 2019) |
| Tax Bill | $869 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage May 2026 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001131-01-023 |
| Primary APN | 001131-01-023 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,017 sqft (0.276 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 308 CUTTER CT |
|---|---|
| City | CHAPIN |
| State | SC |
| Zip | 29036-7614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD |
| Legal Description | SHIPYARD AT HILTON PH I A&B LOT 23 |
| Legal Subdivision | HILTON |
| Legal Lot Number | 23 |
| Jurisdiction | LEXINGTON SC |
| Township / Civil Division | CHAPIN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 21208 |
Source: Lexington County records, as of June 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 308 CUTTER CT, CHAPIN, SC 29036-7614 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 23, 2026 | Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK |
| May 29, 2026 | Deed of Trust, Mortgage · Construction Mortgage RESOURCE FINANCIAL SERVICES |
| Aug 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 8, 2019 | Grant Deed, Transfer · Line of Credit SOUTHERN FIRST BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 2019 · Amount on Record |
| Deed Sale | Jan 8, 2019 · Amount on Record |
| Prior Sale | Jul 18, 2013 · Amount on Record |
| Deed Document Number | 2019912 |
| Deed Book / Page | 20519 / 279 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Jul 23, 2026 |
| Property Address | 308 CUTTER CT, CHAPIN, SC 29036-7614 |
| Document Number | 0000030425 |
| Book / Page | 21234 / 3360 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 202630425 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $60,398.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 308 CUTTER CT, CHAPIN, SC 29036-7614 |
| Document Number | 0000030426, |
|---|---|
| Date | Jul 23, 2026 |
| Book Page | 21234/3367 |
| Instrument | 202630426 |
| Name | TRUSTMARK NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | May 29, 2026 |
| Property Address | 308 CUTTER CT, CHAPIN, SC 29036-7614 |
| Document Number | 2122404890 |
| Book / Page | 21224 / 4890 |
| Instrument Date | May 29, 2026 |
| Instrument | 202622135 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 308 CUTTER CT, CHAPIN, SC 29036-7614 |
| Document Number | 0000022135, |
|---|---|
| Date | May 29, 2026 |
| Book Page | 21224/4890 |
| Instrument | 202622135 |
| Name | RESOURCE FINANCIAL SERVICES |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 7 Months |
| Due | Dec 1, 2026 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 308 CUTTER CT, CHAPIN, SC 29036-7614 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 2095904570 |
|---|---|
| Date | Aug 18, 2021 |
| Book Page | 20959/4570 |
| Instrument | 2021044705 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 1, 2031 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Jan 8, 2019 |
| Property Address | 308 CUTTER CT, CHAPIN, SC 29036-7614 |
| Document Number | 2051900279 |
| Book / Page | 020519 / 000279 |
| Instrument Date | Jan 7, 2019 |
| Instrument | 912 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2019 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $488.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 308 CUTTER CT CHAPIN SC 290367614, CHAPIN, SC 29036-7614 |
| Document Number | 2051900282 |
|---|---|
| Date | Jan 8, 2019 |
| Book Page | 020519/000282 |
| Instrument | 913 |
| Name | SOUTHERN FIRST BK NA |
|---|---|
| Type | Bank |
| Address | CAYCE, SC 29033 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 7, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Lexington County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lexington County |
| Unified School District | Lexington School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $869.00 (+7.68%) | ||
| 2024 | $807.00 (+0.88%) | $5,280 (-) Land $1,000 Building $4,280 | $132,000 (-) Land $25,000 Building $107,000 |
| 2023 | $800.00 | $5,280 Land $1,000 Building $4,280 | $132,000 Land $25,000 Building $107,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BGWC DUTCHMAN SHORES private · serves 335 people · EPA ID SC3250021 |
|---|---|
| Water Source | Purchased surface water from CITY OF COLUMBIA |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CarolinaConnect Cooperative Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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