308 Crosswinds Dr, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 308 Crosswinds Dr, Palm Harbor, FL 34683

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,352 sqft · built 1985
Lot Size0.212 acres (9,239 sqft)
OwnerIndividual Name on File
Last Sale$595,000 (Mar 2022)
Tax Bill$6,216 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Nov 2019 Sale
Flood ZoneZone AE (high risk)
APNC62-000-740-5599-7

Property Details

APN / Parcel Number

Primary APNC62-000-740-5599-7
Alternative APNs
  • 23-27-15-05832-000-0390
  • 271523058320000390
  • 152723058320000390
  • R244231

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area2,352 sqft Living Area
Gross Area5,388 sqft
1st Floor Area2,352 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1994
Architectural StyleCustom Design
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeWood
Roof TypeGable/Hip
Roof MaterialOther
Lot Area9,239 sqft (0.212 acres)
Lot Dimensions152 ft deep x 58 ft wide
Garage TypeAttached
Garage Area2,236 sqft
Parking Spaces8 Parking Spaces

Exterior Amenities

PorchPatio
Porch Area800 sqft
Deck Area292 sqft
Patio Area292 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR244231
Street Address308 CROSSWINDS DR
CityPALM HARBOR
StateFL
Zip34683-1302
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionBAYWOOD VILLAGE SEC 2 LOT 39
Legal Range15E
Legal Township27S
Legal Section23
Legal SubdivisionBAYWOOD VILLAGE SEC 2
Legal Tract5832
Legal Lot Number39
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group3
Census Block3012
Census Tract27202

Owner

308 Crosswinds Dr is owned by an individual who bought it in March 2022.

Source: Pinellas County records, as of September 17, 2026

Owner of RecordIndividual Name on File
Mailing Address113 FONTANA CT, MURFREESBORO, TN 37128-6005
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2022Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Nov 13, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 22, 2022 · Amount on File
Deed SaleMar 22, 2022 · Amount on File
Prior SaleJun 12, 2013 · Amount on File
Deed Document Number202289691
Deed Book / Page21985 / 1431
Prior Transfer DateNov 7, 2019
Prior Transfer Doc0207681700
Record UpdatedOct 29, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateMar 22, 2022
Property Address308 CROSSWINDS DR, PALM HARBOR, FL 34683-1302
Document Number0219851431
Book / Page21985 / 1431
Map ReferenceMB 54 PG 49-51
Instrument DateMar 18, 2022
Instrument2022089691
Transaction TypeTransfer
Record UpdatedApr 12, 2022
Title CompanyTROPICAL TITLE INSURANCE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,165.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address26 LEXINGTON CT, 26, PALM HARBOR, FL 34684-1439

Transferred To (Grantee/Buyer)

NameVerified Name
Address113 FONTANA CT, MURFREESBORO, TN 37128-6005

Mortgage

Document Number0219851433
DateMar 22, 2022
Instrument21985/1433
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPINELLAS FL
Recording DateNov 13, 2019
Property Address308 CROSSWINDS DR, PALM HARBOR, FL 34683-1302
Document Number0207681700
Book / Page020768 / 001700
Instrument DateNov 7, 2019
Instrument364399
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address308 CROSSWINDS DR PALM HARBOR FL 346831302, PALM HARBOR, FL 34683-1302

Tax Assessment & Valuation

The 2025 property tax bill for 308 Crosswinds Dr was $6,216, down 40.3% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,216.00 (-40.33%)$337,814 Land $125,065 Building $212,749$337,814 Land $125,065 Building $212,749
2024$10,417.00 (+8.56%)
2023$9,596.00 (+180.09%)$525,921 (+132.24%)$525,921 (+12.35%) Land $131,981 Building $393,940
2022$3,426.00 Homeowner's exemption Senior Citizen's exemption$226,452$468,094 Land $136,569 Building $331,525

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 308 Crosswinds Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 446 individual policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies540 units insured
incl. 94 condo units
Nearby Flood Claims399 (1985–2024)
Claims Outside the SFHA3 of 399
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 6 claims
  • Hurricane Helene, Sep 2024 · 248 claims
  • Hurricane Idalia, Aug 2023 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 308 Crosswinds Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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