308 Cove Cir, Pelham, AL 35124 Property Records

Shelby County property record for 308 Cove Cir, Pelham, AL 35124

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,561 sqft · built 2002
Lot Size	0.139 acres (6,094 sqft)
Owner	2 Individual Names on File
Last Sale	$312,500 (Jul 2024)
Tax Bill	$1,650 (2025)
Deeds & Mortgages	Jul 2024 Sale & Mortgage Mar 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`149322002023000`

Property Details

APN / Parcel Number

Primary APN	`149322002023000`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,561 sqft Heated Area
1st Floor Area	1,561 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2006
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,094 sqft (0.139 acres)
Lot Dimensions	140 ft deep x 43.4 ft wide
Garage Type	Attached
Garage Area	431 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	308 COVE CIR
City	PELHAM
State	AL
Zip	35124-2870
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 32 20S 02W NBRHD: 08 WEATHERLY (THE COVE) R-2
Legal Range	02W
Legal Township	20S
Legal Section	32
Legal Subdivision	WEATHERLY HIGHLANDS THE COVE SECTOR 28 P
Legal Lot Number	2860
Jurisdiction	SHELBY AL
Township / Civil Division	ALABASTER-HELENA
Census Block Group	1
Census Block	1001
Census Tract	30616

Owner

308 Cove Cir is owned and occupied by two individuals who bought it in July 2024.

Source: Shelby County records, as of April 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	308 COVE CIR, PELHAM, AL 35124-2870
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2024	Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC
Mar 3, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2024 · Amount on File
Deed Sale	Jul 15, 2024 · Amount on File
Prior Sale	Mar 3, 2020 · Amount on File
Deed Document Number	2024214890
Record Updated	Oct 29, 2026

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Jul 15, 2024
Property Address	308 COVE CIR, PELHAM, AL 35124-2870
Document Number	0000214890
Map Reference	MB 27 PG 99
Instrument Date	Jul 12, 2024
Instrument	20240715000214890
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	580 COUNTY ROAD 38, NAUVOO, AL 35578-7131

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	308 COVE CIR, PELHAM, AL 35124-2870

Mortgage

Document Number	0000214900
Date	Jul 15, 2024
Instrument	20240715000214900

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2054

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Mar 3, 2020
Property Address	308 COVE CIR, PELHAM, AL 35124-2870
Document Number	0000083200
Instrument Date	Feb 21, 2020
Instrument	83200
Transaction Type	Transfer
Record Updated	Mar 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$210.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 COVE CIR PELHAM AL 351242870, PELHAM, AL 35124-2870

Tax Assessment & Valuation

The 2025 property tax bill for 308 Cove Cir was $1,650 with exemptions applied.

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Pelham City
Unified School District	Pelham City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,650.00	$28,460	$284,500 Land $65,000 Building $219,500
2023	Homeowner's exemption Senior Citizen's exemption	$24,600	$246,000 Land $65,000 Building $181,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 308 Cove Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 308 Cove Cir is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 56% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PELHAM serves 38,703 people · EPA ID AL0001163
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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