308 Cottage Ct, Cloverdale, CA 95425 Property Records

Sonoma County property record for 308 Cottage Ct, Cloverdale, CA 95425

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,464 sqft · built 2002
Lot Size	0.124 acres (5,414 sqft)
Owner	2 Individual Names on Record
Last Sale	$417,500 (Jan 2002)
Tax Bill	$8,473 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`115-320-006-000`

Property Details

APN / Parcel Number

Primary APN	`115-320-006-000`
Alternative APN	`115-320-006`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,464 sqft Living Area
Gross Area	2,969 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,414 sqft (0.124 acres)
Garage Type	Attached
Garage Area	505 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	115-320-006
Street Address	308 COTTAGE CT
City	CLOVERDALE
State	CA
Zip	95425-4436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	01 FM116-320-072 COTTAGES OF CLOVERDALE PH 1 LT 38
Legal Subdivision	COTTAGES OF CLOVERDALE
Legal Block	4
Legal Lot Number	38
Jurisdiction	SONOMA CA
Township / Civil Division	CLOVERDALE-GEYSERVILLE
Census Block Group	4
Census Block	4028
Census Tract	154202

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	308 COTTAGE CT, CLOVERDALE, CA 95425-4436
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP
Aug 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage REDWOOD CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2002 · Amount on Record
Deed Sale	Jan 23, 2002 · Amount on Record
Deed Document Number	200210976
Last Transfer Date	Apr 29, 2004
Transfer Doc	0000066388
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	308 COTTAGE CT, CLOVERDALE, CA 95425-4436
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023742
Date	Mar 30, 2020
Instrument	2020023742

Lender

Name	MASON MCDUFFIE MORTGAGE CORP
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	308 COTTAGE CT, CLOVERDALE, CA 95425-4436
Document Number	0000060259
Instrument Date	Aug 21, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	308 COTTAGE CT CLOVERDALE CA 954254436, CLOVERDALE, CA 95425-4436

Mortgage

Document Number	0000060259
Date	Aug 28, 2019
Instrument	60259

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2049

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Cloverdale City
Unified School District	Cloverdale Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$672,456 (+2%) Land $120,537 Building $551,919
2025	$8,473.00 (+2.06%) Homeowner's exemption	$659,272 (+4.04%) Land $118,174 Building $541,098
2023	$8,302.00 (+2.24%) Homeowner's exemption	$633,674 Land $113,586 Building $520,088
2022	$8,120.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 51% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLOVERDALE private · serves 8,710 people · EPA ID CA4910002
Water Source	Groundwater influenced by surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Nearby Properties on Cottage Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures