308 Constitution Dr, Ruther Glen, VA 22546 Property Records

Caroline County property record for 308 Constitution Dr, Ruther Glen, VA 22546

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.339 acres (14,789 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Apr 2026)
Tax Bill	$29 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Feb 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`67A5-1-1982`

Property Details

APN / Parcel Number

Primary APN	`67A5-1-1982`
Alternative APNs	`067A5 1 1982` `10952`

Exterior

Lot Area	14,789 sqft (0.339 acres)
Terrain	Mountain

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Account Number	10952
Street Address	308 CONSTITUTION DR
City	RUTHER GLEN
State	VA
Zip	22546-5232
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R1
Legal Description	11KE CAROLINE LOT 1982
Legal Subdivision	LAKE CAROLINE
Legal Lot Number	1982
Jurisdiction	CAROLINE VA
Township / Civil Division	MADISON
Census Block Group	2
Census Block	2046
Census Tract	30502

Owner

Source: Caroline County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	308 CONSTITUTION DR, RUTHER GLEN, VA 22546-5232
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Deed of Trust, Mortgage CATHY PAYNE
Feb 25, 2025	Deed of Trust, Mortgage EVERGREEN EQUITY FUND 1 LLC
Aug 12, 2025	Deed of Trust, Mortgage CATHY PAYNE
Apr 28, 2026	Deed of Trust, Mortgage · VA Mortgage CMG MORTGAGE INC
Apr 28, 2026	Deed, Transfer · VA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2026 · Amount on Record
Deed Sale	Apr 28, 2026 · Amount on Record
Prior Sale	Jun 4, 2024 · Amount on Record
Deed Document Number	20261734
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE VA
Property Address	308 CONSTITUTION DR, RUTHER GLEN, VA 22546-5232
Transaction Type	Mortgage
Record Updated	May 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0260000373
Date	Jan 29, 2026
Instrument	260000373

Lender

Name	CATHY PAYNE
Type	Private Party
Address	3002 HUNGARY SPRING RD STE 100, HENRICO, VA 23228

Agreement

Amount	Amount Recorded
Term	6 Months
Due	Jul 30, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE VA
Property Address	308 CONSTITUTION DR, RUTHER GLEN, VA 22546-5232
Transaction Type	Mortgage
Record Updated	May 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0250000716
Date	Feb 25, 2025
Instrument	250000716

Lender

Name	EVERGREEN EQUITY FUND 1 LLC
Address	GLEN ALLEN, VA 23059

Agreement

Amount	Amount Recorded

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE VA
Property Address	308 CONSTITUTION DR, RUTHER GLEN, VA 22546-5232
Transaction Type	Mortgage
Record Updated	May 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0250003346
Date	Aug 12, 2025
Instrument	250003346

Lender

Name	CATHY PAYNE
Type	Private Party

Agreement

Amount	Amount Recorded
Term	6 Months
Due	Feb 12, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE VA
Recording Date	Apr 28, 2026
Property Address	308 CONSTITUTION DR, RUTHER GLEN, VA 22546-5232
Document Number	0000001735
Instrument Date	Apr 28, 2026
Instrument	20261735
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	46722 MANCHESTER TER, STERLING, VA 20165-7545

Mortgage

Document Number	0000001735,
Date	Apr 28, 2026
Instrument	20261735

Lender

Name	CMG MORTGAGE INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE VA
Recording Date	Apr 28, 2026
Property Address	308 CONSTITUTION DR, RUTHER GLEN, VA 22546-5232
Document Number	0000001734
Instrument Date	Apr 22, 2026
Instrument	20261734
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$37,875.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 CONSTITUTION DR, RUTHER GLEN, VA 22546-5232

Mortgage

Document Number	0000001735,
Date	Apr 28, 2026
Instrument	20261735

Lender

Name	CMG MORTGAGE INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Caroline County
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$29.00 (-99.25%)	$5,000 (-) Land $5,000
2025	$3,850.00	$5,000 Land $5,000	$5,000 (-) Land $5,000
2024			$5,000 Land $5,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE CAROLINE private · serves 2,933 people · EPA ID VA6033425
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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