308 Chong St, Hilo, HI 96720 Property Records

State of Hawaii and Hawaii County property record for 308 Chong St, Hilo, HI 96720

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,662 sqft · built 1995
Lot Size	0.564 acres (24,580 sqft)
Owner	Trust Name on File
Last Sale	$465,000 (Mar 2020)
Tax Bill	$100 (2025)
Deeds & Mortgages	Mar 2019 Line of Credit Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-2-5-015-016`

Property Details

APN / Parcel Number

Primary APN	`3-2-5-015-016`
Alternative APNs	`3-2-5-015-016-0000` `250150160000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,662 sqft Living Area
Gross Area	1,766 sqft
1st Floor Area	1,662 sqft
Upper Floors Area	1,086 sqft
Family Room	Family Room
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	24,580 sqft (0.564 acres)
Garage Type	Carport
Carport	Carport
Porch	Covered Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	308 CHONG ST
City	HILO
State	HI
Zip	96720-1762
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1C
Legal Description	LOT 32 0.5773 AC DES POR GR 4496 CHARLES CHONG MAN S/D EXCEPTING & RESERVING THEREFROM 0.0130 AC LEAVING NET AREA 0.5643 AC TOG/ESMT SUBJ/ESMT
Legal Subdivision	CHARLES CHONG MAN SUBDIVISION
Legal Lot Number	32
Jurisdiction	HAWAII HI
Township / Civil Division	HILO
Census Block Group	3
Census Block	3001
Census Tract	20802

Owner

308 Chong St is held in a trust since March 2020.

Source: State of Hawaii and Hawaii County records, as of June 17, 2026

Owner of Record	Trust Name on File
Mailing Address	308 CHONG ST, HILO, HI 96720-1762
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2019	Deed of Trust, Mortgage · Line of Credit CENTRAL PACIFIC BANK
Mar 6, 2020	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2020 · Amount on File
Deed Sale	Mar 6, 2020 · Amount on File
Prior Sale	Apr 11, 2013
Deed Document Number	202073700165
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAWAII HI
Property Address	308 CHONG ST, HILO, HI 96720-1762
Transaction Type	Mortgage
Record Updated	Jul 20, 2021
Title Company	FAM

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A70110111
Date	Mar 13, 2019
Instrument	A-70110111

Lender

Name	CENTRAL PACIFIC BANK
Type	Bank
Address	HILO, HI 96720

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAWAII HI
Recording Date	Mar 6, 2020
Property Address	308 CHONG ST, HILO, HI 96720-1762
Document Number	0A73700165
Instrument Date	Mar 2, 2020
Instrument	A73700165
Transaction Type	Transfer
Record Updated	May 20, 2020
Title Company	TITLE GUARANTY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	130 HUAALANI DR HILO HI 967201905, HILO, HI 96720-1905

Mortgage

Document Number	A73700166
Date	Mar 6, 2020
Instrument	A73700166

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 308 Chong St was $100 with a disabled person's exemption.

Source: State of Hawaii and Hawaii County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Hawaii
County	Hawaii County
Unified School District	Hawaii Department of Education (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$594,400 (+1.76%) Land $228,900 Building $365,500	$594,400 (+1.76%) Land $228,900 Building $365,500
2025	$100.00	$584,100 (+23.91%) Land $218,600 Building $365,500	$584,100 (+3.49%) Land $218,600 Building $365,500
2024		$471,400 (+2.99%) Land $145,200 Building $326,200	$564,400 (+11.12%) Land $218,100 Building $346,300
2023	$1,575.00 Homeowner's exemption	$457,700 Land $145,200 Building $312,500	$507,900 Land $185,900 Building $322,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 308 Chong St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Aug 2018 · Hurricane Lane

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 308 Chong St is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 75% of Hawaii
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILO serves 39,477 people · EPA ID HI0000101
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,850 / 2,850
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chong St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures