De Witt County property record for 308 Cherry St, Wapella, IL 61777
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,568 sqft · built 2006 |
| Lot Size | 0.215 acres (9,364 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $123,000 (Sep 2017) |
| Tax Bill | $2,084 (2022) |
| Deeds & Mortgages | May 2024 Second Mortgage Jan 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-03-432-016 |
| Primary APN | 07-03-432-016 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,568 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 9,364 sqft (0.215 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 52 sqft |
| Cooling System | HVAC |
|---|
| Street Address | 308 CHERRY ST |
|---|---|
| City | WAPELLA |
| State | IL |
| Zip | 61777-9515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 18 & S1/2 LOT 15, EAST LAWN ADDITION |
| Legal Subdivision | EAST LAWN ADDITION |
| Legal Lot Number | 18-15 |
| Jurisdiction | DEWITT IL |
| Township / Civil Division | WAPELLA |
| Census Block Group | 1 |
| Census Block | 1104 |
| Census Tract | 971500 |
Source: De Witt County records, as of June 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 308 CHERRY ST, WAPELLA, IL 61777-9515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 21, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 7, 2020 | Deed of Trust, Mortgage · VA Mortgage CBC NATIONAL BANK |
| Jun 28, 2019 | Deed of Trust, Mortgage · Commercial Mortgage STATE BANK OF LINCOLN |
| Sep 20, 2017 | Deed, Transfer · Conventional Mortgage STATE BANK OF LINCOLN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 20, 2017 · Amount on Record |
| Deed Sale | Sep 20, 2017 · Amount on Record |
| Deed Document Number | 2017250320 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEWITT IL |
| Property Address | 308 CHERRY ST, WAPELLA, IL 61777-9515 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000267023 |
|---|---|
| Date | May 21, 2024 |
| Instrument | 267023 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2044 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 11.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEWITT IL |
| Property Address | 308 CHERRY ST, WAPELLA, IL 61777-9515 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2020 |
| Name | Verified Name |
|---|
| Document Number | 255960 |
|---|---|
| Date | Jan 7, 2020 |
| Instrument | 255960 |
| Name | CBC NATIONAL BANK |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEWITT IL |
| Property Address | 308 CHERRY ST, WAPELLA, IL 61777-9515 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2019 |
| Name | Verified Name |
|---|
| Document Number | 254681 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 254681 |
| Name | STATE BANK OF LINCOLN |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 25, 2029 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | DEWITT IL |
| Recording Date | Sep 20, 2017 |
| Property Address | 308 CHERRY ST, WAPELLA, IL 61777-9515 |
| Document Number | 250320 |
| Map Reference | PB A PG 334 |
| Instrument Date | Sep 15, 2017 |
| Instrument | 250320 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $184.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 308 CHERRY ST, WAPELLA, IL 61777-9515 |
| Document Number | 250321 |
|---|---|
| Date | Sep 20, 2017 |
| Instrument | 250321 |
| Name | STATE BANK OF LINCOLN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
Source: De Witt County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | De Witt County |
| County Subdivision | Wapella Township |
| Municipality | Wapella Village |
| Unified School District | Clinton Community Unit School District 15 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $56,098 (+19.79%) Land $2,916 Building $53,182 | $168,311 (+19.79%) Land $168,311 | |
| 2023 | $46,829 (+6%) Land $2,434 Building $44,395 | $140,501 (+6%) Land $140,501 | |
| 2022 | $2,084.00 | $44,178 Land $2,296 Building $41,882 | $132,547 Land $132,547 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 2, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAPELLA serves 513 people · EPA ID IL0390250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MR Systems Wireless Fiber · Fixed Wireless | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 800 / 400 |
| Verizon Fixed Wireless | 300 / 20 |
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