308 Central Ave, Brunswick, MD 21716 Property Records

Frederick County property record for 308 Central Ave, Brunswick, MD 21716

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,660 sqft · built 1963
Lot Size	0.178 acres (7,746 sqft)
Owner	2 Individual Names on Record
Last Sale	$297,500 (Nov 2020)
Tax Bill	$4,734 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-470842`

Property Details

APN / Parcel Number

Primary APN	`25-470842`
Alternative APN	`470842`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,660 sqft Living Area
Gross Area	1,888 sqft
1st Floor Area	1,088 sqft
Basement Area	228 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Split Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,746 sqft (0.178 acres)
Lot Dimensions	1.3 ft deep x 1.1 ft wide
Porch	Enclosed Porch
Porch Area	342 sqft
Patio Area	143 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	470842
Street Address	308 CENTRAL AVE
City	BRUNSWICK
State	MD
Zip	21716-1021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 128-A 7746.2 SQ. FT. BRUNSWICK 308 CENTRAL AVENUE
Legal Subdivision	WILLINGHAMS ADD
Legal Lot Number	128A
Jurisdiction	FREDERICK MD
Township / Civil Division	25, BRUNSWICK
Census Block Group	6
Census Block	6010
Census Tract	775302

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	308 CENTRAL AVE, BRUNSWICK, MD 21716-1021
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2020	Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Jan 12, 2018	Grant Deed, Transfer · FHA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2020 · Amount on Record
Deed Sale	Nov 17, 2020 · Amount on Record
Prior Sale	Jan 12, 2018 · Amount on Record
Deed Book / Page	14275 / 480
Record Updated	Oct 29, 2026

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 17, 2020
Property Address	308 CENTRAL AVE, BRUNSWICK, MD 21716-1021
Document Number	0142750480
Book / Page	14275 / 480
Map Reference	MB 39 PG 111
Instrument Date	Nov 12, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	LEGACYHOUSE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$743.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	308 CENTRAL AVE, BRUNSWICK, MD 21716-1021

Mortgage

Document Number	14275488
Date	Nov 17, 2020
Instrument	14275/488

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 12, 2018
Property Address	308 CENTRAL AVE, BRUNSWICK, MD 21716-1021
Document Number	0122300413
Book / Page	012230 / 000413
Instrument Date	Jan 9, 2018
Transaction Type	Transfer
Record Updated	Jan 23, 2018
Title Company	LAWYERS SIGNATURE SETTLEMENTS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$232.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	308 CENTRAL AVE BRUNSWICK MD 217161021, BRUNSWICK, MD 21716-1021

Mortgage

Document Number	122300417
Date	Jan 12, 2018
Book Page	012230/000417

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 11, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Brunswick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$369,667 (+29.18%)	$397,000 (+26.03%) Land $103,700 Building $293,300
2025	$4,734.00 (+15.46%)
2023	$4,100.00 Homeowner's exemption	$286,167	$315,000 Land $86,500 Building $228,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BRUNSWICK serves 7,312 people · EPA ID MD0100005
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

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