308 Center St, Elgin, IA 52141 Property Records

Fayette County property record for 308 Center St, Elgin, IA 52141

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 624 sqft · built 1900
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$33,500 (May 2021)
Tax Bill	$436 (2026)
Deeds & Mortgages	May 2021 Sale Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`0814252003`

Property Details

APN / Parcel Number

Primary APN	`0814252003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	624 sqft Living Area
1st Floor Area	624 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Other
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Porch	Porch
Porch Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	308 CENTER ST
City	ELGIN
State	IA
Zip	52141-9600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BLK 6 ELGIN 2ND ADD
Legal Subdivision	ELGIN 2ND ADD
Legal Block	6
Legal Lot Number	10
Jurisdiction	FAYETTE IA
Township / Civil Division	PLEASANT VALLEY
Census Block Group	3
Census Block	3017
Census Tract	80600

Owner

Source: Fayette County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	308 CENTER ST, ELGIN, IA 52141-9600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Warranty Deed, Transfer
Mar 30, 2021	Contract Sale, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2021 · Amount on Record
Deed Sale	May 5, 2021 · Amount on Record
Prior Sale	Mar 30, 2021 · Amount on Record
Deed Document Number	20211597
Deed Book / Page	2021 / 1597
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAYETTE IA
Recording Date	May 5, 2021
Property Address	308 CENTER ST, ELGIN, IA 52141-9600
Document Number	2021/1597
Book / Page	2021 / 1597
Instrument Date	Apr 30, 2021
Instrument	2021-1597
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Amount	Amount Recorded
Tax	$52.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 CENTER ST, ELGIN, IA 52141-9600

March 2021: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	FAYETTE IA
Recording Date	Mar 30, 2021
Property Address	308 CENTER ST, ELGIN, IA 52141-9600
Document Number	2021/1098
Book / Page	2021 / 1098
Instrument Date	Mar 29, 2021
Instrument	2021-1098
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 CENTER ST, ELGIN, IA 52141-9600

Tax Assessment & Valuation

Source: Fayette County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Fayette County
Municipality	Elgin City
Unified School District	North Fayette Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$436.00	$40,310 (-) Land $5,460 Building $34,850	$40,310 (-) Land $5,460 Building $34,850
2025	$436.00 (+11.79%) Homeowner's exemption	$40,310 (+14.1%) Land $5,460 Building $34,850	$40,310 (+14.1%) Land $5,460 Building $34,850
2024	$390.00
2023		$35,330 (+26.27%) Land $5,460 Building $29,870	$35,330 (+26.27%) Land $5,460 Building $29,870
2022	$390.00	$27,980 Land $4,550 Building $23,430
2021			$27,980 Land $4,550 Building $23,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	20 (1991–2016)
Claims Outside the SFHA	2 of 20
Most Recent Claim	Aug 2016 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 3 claims Severe Storms & Flooding, Aug 1993 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN MUNICIPAL WATER SUPPLY serves 685 people · EPA ID IA3338010
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	9 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Alpine Communications Fiber	500 / 500

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Center St

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