308 Cedar St, Chestertown, MD 21620 Property Records

Kent County property record for 308 Cedar St, Chestertown, MD 21620

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,616 sqft · built 1959
Lot Size	0.463 acres (20,157 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Aug 2016)
Tax Bill	$4,383 (2026)
Deeds & Mortgages	Feb 2024 Transfer Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-017285`

Property Details

APN / Parcel Number

Primary APN	`04-017285`
Alternative APNs	`4017285` `017285`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,616 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	20,157 sqft (0.463 acres)
Porch	Slab
Porch Area	428 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	017285
Street Address	308 CEDAR ST
City	CHESTERTOWN
State	MD
Zip	21620-1423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 19 PLAT 2 308 CEDAR ST. COLLEGE HEIGHTS
Legal Subdivision	PLAT 2 OF COLLEGE HEIGHTS
Legal Lot Number	19
Jurisdiction	KENT MD
Township / Civil Division	4, CHESTERTOWN
Census Block Group	3
Census Block	3000
Census Tract	950300

Owner

Source: Kent County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	308 CEDAR ST, CHESTERTOWN, MD 21620-1423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2024	Intrafamily Transfer, Transfer
Dec 2, 2021	Deed of Trust, Mortgage · VA Mortgage MUTUAL OF OMAHA MORTGAGE INC
Oct 26, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2016 · Amount on Record
Deed Sale	Aug 17, 2016 · Amount on Record
Prior Sale	Jun 15, 2015 · Amount on Record
Deed Book / Page	875 / 387
Last Transfer Date	Jan 23, 2024
Transfer Doc	0013560001
Record Updated	Oct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MD
Recording Date	Feb 22, 2024
Property Address	308 CEDAR ST, CHESTERTOWN, MD 21620-1423
Document Number	0013560001
Book / Page	1356 / 1
Map Reference	LB WHG 37 FO 42-A
Instrument Date	Jan 23, 2024
Transaction Type	Transfer
Record Updated	Mar 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	308 CEDAR ST, CHESTERTOWN, MD 21620-1423

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MD
Property Address	308 CEDAR ST, CHESTERTOWN, MD 21620-1423
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	RESOURCE R/E SERVICES, RESOURCE RE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012130127
Date	Dec 2, 2021
Book Page	1213/127

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Dec 1, 2050

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MD
Recording Date	Oct 26, 2021
Property Address	308 CEDAR ST, CHESTERTOWN, MD 21620-1423
Document Number	0012010041
Book / Page	1201 / 41
Instrument Date	Oct 8, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 CEDAR ST, CHESTERTOWN, MD 21620-1423

Tax Assessment & Valuation

Source: Kent County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Kent County
Municipality	Chestertown Town
Unified School District	Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,383.00 (+4.78%) Homeowner's exemption	$298,867 (+2.18%)	$311,600 (+6.53%) Land $92,500 Building $219,100
2025	$4,183.00 (+17.37%) Homeowner's exemption	$292,500 (+16.95%) Land $92,500 Building $200,000	$292,500 (-) Land $92,500 Building $200,000
2023	$3,564.00 Homeowner's exemption	$250,100	$292,500 Land $92,500 Building $200,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Oct 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHESTERTOWN serves 5,400 people · EPA ID MD0140002
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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