308 Cedar St, Chatham, MA 02633 Property Records

Barnstable County and Chatham Town property record for 308 Cedar St, Chatham, MA 02633

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,584 sqft · built 1937
Lot Size	0.239 acres (10,408 sqft)
Owner	2 Individual Names on Record
Last Sale	$828,000 (Jun 2019)
Tax Bill	$4,173 (2025)
Deeds & Mortgages	Jul 2020 Refinance Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CHAT M:12B B:0024 L:7A`

Property Details

APN / Parcel Number

Primary APN	`CHAT M:12B B:0024 L:7A`
Alternative APN	`1076`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,584 sqft Living Area
Gross Area	2,135 sqft

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1998
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,408 sqft (0.239 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1076
Street Address	308 CEDAR ST
City	CHATHAM
State	MA
Zip	02633-2115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Block	24
Legal Lot Number	7A
Jurisdiction	CHATHAM MA
Township / Civil Division	CHATHAM
Census Block Group	2
Census Block	2037
Census Tract	10700

Owner

Source: Barnstable County and Chatham Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 NORTH ST, 3, PLYMOUTH, MA 02360-8326
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORTH EASTON SAVINGS BANK
Jun 14, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SANTANDER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2019 · Amount on Record
Deed Sale	Jun 14, 2019 · Amount on Record
Prior Sale	Aug 18, 2006 · Amount on Record
Deed Document Number	201927432
Deed Book / Page	32088 / 244
Prior Transfer Date	Jun 3, 2019
Prior Transfer Doc	32088-244
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM MA
Property Address	308 CEDAR ST, CHATHAM, MA 02633-2115
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	33067-42
Date	Jul 13, 2020
Book Page	33067/42
Instrument	34363

Lender

Name	NORTH EASTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHATHAM MA
Recording Date	Jun 14, 2019
Property Address	308 CEDAR ST, CHATHAM, MA 02633-2115
Document Number	32088-244
Book / Page	32088 / 244
Instrument Date	Jun 3, 2019
Instrument	27432
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 PETER RD, PLYMOUTH, MA 02360-5023

Mortgage

Document Number	27433
Date	Jun 14, 2019
Instrument	27433

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Barnstable County and Chatham Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Chatham Town
Unified School District	Monomoy Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,173.00 (+2.96%)	$1,202,700 (+5.94%) Land $790,100 Building $412,600	$1,374,270
2024	$4,053.00 (+18.72%)	$1,135,300 (+29.01%) Land $745,400 Building $389,900
2023	$3,414.00	$880,000 Land $564,700 Building $315,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 155 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	169 units insured incl. 14 condo units
Nearby Flood Claims	76 (1988–2023)
Claims Outside the SFHA	26 of 76
Most Recent Claim	Dec 2023 · tidal / storm surge
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 4 claims Blizzards, High Winds & Record Snowfall, Mar 1993 · 4 claims Coastal Storm, Oct 1991 · 34 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM WATER DEPARTMENT serves 30,000 people · EPA ID MA4055000
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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