308 Cedar Ave, Richton, MS 39476 Property Records

Perry County property record for 308 Cedar Ave, Richton, MS 39476

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,736 sqft · built 2007
Lot Size	1.03 acres (45,000 sqft)
Owner	Individual Name on Record
Tax Bill	$4,592 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`049D-31-047.000`

Property Details

APN / Parcel Number

Primary APN	`049D-31-047.000`
Alternative APN	`6234`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Building Area	3,736 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	45,000 sqft (1.03 acres)
Lot Dimensions	300 ft deep x 150 ft wide
Deck Area	204 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	6234
Street Address	308 CEDAR AVE
City	RICHTON
State	MS
Zip	39476-9029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1, 2, 3, BLOCK 28 RICHTON LBR CO 1ST ADD
Legal Block	28
Legal Lot Number	1-3
Jurisdiction	PERRY MS
Township / Civil Division	3
Census Block Group	2
Census Block	2014
Census Tract	950101

Owner

Source: Perry County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	668 LOPER SETTLEMENT RD, STATE LINE, MS 39362-4021
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Dec 10, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 18, 2018	Deed of Trust, Mortgage · FHA Mortgage CENTRAL SUNBELT FEDERAL CREDIT UNION
Jun 18, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2018
Deed Sale	Jun 18, 2018
Deed Document Number	0000192202
Deed Book / Page	192 / 202
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERRY MS
Property Address	308 CEDAR AVE, RICHTON, MS 39476-9029
Transaction Type	Mortgage
Record Updated	May 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	287/185
Date	Mar 25, 2021
Book Page	287/185

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Dec 1, 2049

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERRY MS
Property Address	308 CEDAR AVE, RICHTON, MS 39476-9029
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	280/54
Date	Dec 10, 2019
Book Page	280/54

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERRY MS
Property Address	308 CEDAR AVE, RICHTON, MS 39476-9029
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	272/45
Date	Jun 18, 2018
Book Page	272/45

Lender

Name	CENTRAL SUNBELT FEDERAL CREDIT UNION
Type	Non-Lending Institution
Address	LAUREL, MS 39440

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PERRY MS
Recording Date	Jun 18, 2018
Property Address	308 CEDAR AVE, RICHTON, MS 39476-9029
Document Number	000192/202
Book / Page	192 / 202
Instrument Date	Jun 15, 2018
Transaction Type	Transfer
Record Updated	Dec 20, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 873, RICHTON, MS 39476-0873

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	668 LOPER SETTLEMENT RD, STATE LINE, MS 39362-4021

Tax Assessment & Valuation

Source: Perry County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Perry County
Municipality	Richton Town
Unified School District	Richton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,592.00	$28,418 (-5.23%)	$189,450 (-5.23%) Land $6,780 Building $182,670
2023	$4,755.00 (+0.72%)	$29,985 (-)	$199,900 (-) Land $6,780 Building $193,120
2022	$4,721.00	$29,985	$199,900 Land $6,780 Building $193,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (2009–2023)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Jun 2023 · Severe Storms, Straight-line Winds, And Tornadoes.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 70% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF RICHTON serves 920 people · EPA ID MS0560004
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
defastlink Fiber	1,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile.

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