308 Benning Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 308 Benning Dr, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,594 sqft · built 1977
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on File
Last Sale	$349,800 (Jul 2020)
Tax Bill	$3,925 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-4808-4`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-4808-4`
Alternative APN	`00-2S-22-0310-000H-H06D`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,594 sqft Heated Area
Gross Area	2,418 sqft
1st Floor Area	1,594 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1995
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	15,000 sqft (0.344 acres)
Lot Width	75 ft Width
Garage Type	Finished
Garage Area	288 sqft
Porch	Open Porch
Porch Area	108 sqft
Patio Area	386 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	308 BENNING DR
City	DESTIN
State	FL
Zip	32541-2412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CALHOUN S/D DESTIN THE S75 FT OF N225 FT OF BLK H-6
Legal Range	22
Legal Township	02S
Legal Subdivision	CALHOUN S/D
Legal Block	H-6
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2000
Census Tract	23307

Owner

308 Benning Dr is owned and occupied by an individual who bought it in July 2020.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	308 BENNING DR, DESTIN, FL 32541-2412
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2020 · Amount on File
Deed Sale	Jul 27, 2020 · Amount on File
Deed Document Number	0034781530
Deed Book / Page	3478 / 1530
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 27, 2020
Property Address	308 BENNING DR, DESTIN, FL 32541-2412
Document Number	0034781530
Book / Page	003478 / 001530
Instrument Date	Jul 27, 2020
Instrument	3376392
Transaction Type	Transfer
Record Updated	Sep 1, 2020
Title Company	PROVIDENT TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,449.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 BENNING DR DESTIN FL 325412412, DESTIN, FL 32541-2412

Mortgage

Document Number	34781532
Date	Jul 27, 2020
Book Page	003478/001532
Instrument	3376393

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 308 Benning Dr was $3,925.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,925.00	$331,415 Land $108,854 Building $222,561	$331,415 Land $108,854 Building $222,561
2023	$3,564.00 (+7.8%)	$320,628 (+7.6%) Land $98,769 Building $221,859	$320,628 (+7.6%) Land $98,769 Building $221,859
2022	$3,306.00	$297,979 Land $89,790 Building $208,189	$297,979 Land $89,790 Building $208,189

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 308 Benning Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 308 Benning Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20