308 Bell Rd, Niles, MI 49120 Property Records

Berrien County property record for 308 Bell Rd, Niles, MI 49120

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Oct 2020)
Tax Bill	$254 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-0111-0006-00-8`

Property Details

APN / Parcel Number

Primary APN	`14-0111-0006-00-8`
Alternative APN	`11-14-0111-0006-00-8`

Exterior

Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	198 ft deep x 82 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	308 BELL RD
City	NILES
State	MI
Zip	49120-4063
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	GB
Legal Description	COM 165'E OF N1/4 PST SEC 11 T8S R17W TH S 198'TH E 82.5'TH N 198'TH W 82.5'TO BEG
Legal Range	17W
Legal Township	08S
Legal Section	11
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	1
Census Block	1009
Census Tract	21100

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	308 BELL RD, NILES, MI 49120-4063
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Deed of Trust, Mortgage · Line of Credit 1ST SOURCE BANK
Oct 7, 2020	Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Apr 24, 2020	Deed in Lieu of Foreclosure, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2020 · Amount on Record
Deed Sale	Oct 7, 2020 · Amount on Record
Prior Sale	Apr 24, 2020
Deed Book / Page	3294 / 1034
Prior Transfer Date	Apr 15, 2020
Prior Transfer Doc	3272001920
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	308 BELL RD, NILES, MI 49120-4063
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03330/3299
Date	Jun 9, 2021
Book Page	3330/3299

Lender

Name	1ST SOURCE BANK
Type	Bank
Address	NILES, MI 49120

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	144 Months
Due	Jun 15, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERRIEN MI
Recording Date	Oct 7, 2020
Property Address	308 BELL RD, NILES, MI 49120-4063
Document Number	03294/1034
Book / Page	3294 / 1034
Instrument Date	Sep 6, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,032.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 BELL RD, NILES, MI 49120-4063

Mortgage

Document Number	0032941037
Date	Oct 7, 2020
Instrument	3294/1037

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

April 2020: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	BERRIEN MI
Recording Date	Apr 24, 2020
Property Address	308 BELL RD, NILES, MI 49120-4063
Document Number	03272/1920
Book / Page	3272 / 1920
Instrument Date	Apr 15, 2020
Transaction Type	Foreclosure
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	308 BELL RD, NILES, MI 49120-4063

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2807 SOUTH STATE STREET, GRAND RAPIDS, MI 49503

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Niles Township
Unified School District	Brandywine Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$13,400 (+8.94%)	$26,800 (+8.94%)
2025	$254.00 (-1.93%)	$12,300 (+3.36%)	$24,600 (+3.36%)
2024	$259.00 (+17.73%)
2023		$11,900	$23,800
2022	$220.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1981–2016)
Most Recent Claim	Aug 2016

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NILES serves 14,215 people · EPA ID MI0004740
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Midwest Energy & Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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