308 Belgian Ct, Richlands, NC 28574 Property Records

Onslow County property record for 308 Belgian Ct, Richlands, NC 28574

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,494 sqft · built 2025
Lot Size	3.16 acres (137,650 sqft)
Owner	2 Individual Names on Record
Last Sale	$463,500 (Apr 2026)
Tax Bill	$808 (2026)
Deeds & Mortgages	Aug 2025 Construction Loan Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51B-11`

Property Details

APN / Parcel Number

Primary APN	`51B-11`
Alternative APNs	`490016198` `119294000` `490030820` `155188`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,494 sqft Living Area

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Aluminum/Vinyl
Lot Area	137,650 sqft (3.16 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	490030820
Street Address	308 BELGIAN CT
City	RICHLANDS
State	NC
Zip	28574-8462
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L11 STALLIONS ACRES P1
Legal Subdivision	STALLIONS ACRES PH1
Legal Lot Number	11
Jurisdiction	ONSLOW NC
Township / Civil Division	RICHLANDS
Census Block Group	1
Census Block	1006
Census Tract	203

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	308 BELGIAN CT, RICHLANDS, NC 28574-8462
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2025	Deed of Trust, Mortgage · Construction Mortgage TEUTOPOLIS STATE BANK
Apr 27, 2026	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2026 · Amount on Record
Deed Sale	Apr 27, 2026 · Amount on Record
Prior Sale	Nov 4, 2024 · Amount on Record
Deed Book / Page	6578 / 307
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	308 BELGIAN CT, RICHLANDS, NC 28574-8462
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0064260549
Date	Aug 29, 2025
Book Page	6426/549

Lender

Name	TEUTOPOLIS STATE BANK
Type	Bank
Address	TEUTOPOLIS, IL 62467

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Feb 27, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Apr 27, 2026
Property Address	308 BELGIAN CT, RICHLANDS, NC 28574-8462
Document Number	6578000307
Book / Page	6578 / 307
Instrument Date	Dec 19, 2025
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$93,627.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 BELGIAN CT, RICHLANDS, NC 28574-8462

Mortgage

Document Number	6578000311,
Date	Apr 27, 2026
Book Page	6578/311

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$808.00 (+310.15%)	$182,020 (+504.72%) Land $57,600 Building $124,420	$182,020 (+504.72%) Land $57,600 Building $124,420
2025	$197.00	$30,100 (-) Land $30,100	$30,100 (-) Land $30,100
2023	$197.00	$30,100 Land $30,100	$30,100 Land $30,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 88% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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