308 Bayview Dr, Stumpy Point, NC 27978 Property Records

Dare County property record for 308 Bayview Dr, Stumpy Point, NC 27978

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,144 sqft · built 1975
Lot Size	0.505 acres (22,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$99,000 (Feb 2020)
Tax Bill	$601 (2026)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`976216835919`

Property Details

APN / Parcel Number

Primary APN	`976216835919`
Alternative APNs	`976200835919` `024113000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,144 sqft Finished Area
Flooring	Carpet
Interior Walls	Wood

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	22,000 sqft (0.505 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	976216835919
Street Address	308 BAYVIEW DR
City	STUMPY POINT
State	NC
Zip	27978-9665
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: BLK: SEC: PL: SL:
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	CROATAN
Census Block Group	1
Census Block	1186
Census Tract	970501

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14229 COUNTRY CLUB CT, ASHLAND, VA 23005-3144
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2020 · Amount on Record
Deed Sale	Feb 28, 2020 · Amount on Record
Prior Sale	Mar 4, 2011 · Amount on Record
Deed Document Number	2020700074827
Deed Book / Page	2358 / 116
Record Updated	Oct 29, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Feb 28, 2020
Property Address	308 BAYVIEW DR, STUMPY POINT, NC 27978-9665
Document Number	2358/116
Book / Page	2358 / 116
Instrument Date	Feb 25, 2020
Instrument	700074827
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14229 COUNTY CLUB CT, ASHLAND, VA 23005-3144

Mortgage

Document Number	700074828
Date	Feb 28, 2020
Instrument	700074828

Lender

Name	WILLIAM D RUSIN

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	002358/116
Date	Feb 28, 2020
Book Page	2358/116
Instrument	700074827

Lender

Name	WILLIAM D RUSIN

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$601.00	$143,200 (-) Land $78,100 Building $65,100	$143,200 (-) Land $78,100 Building $65,100
2025	$601.00 (-7.25%)	$143,200 (+35.73%) Land $78,100 Building $65,100
2023	$648.00	$105,500 Land $54,700 Building $50,800
2020			$143,200 Land $78,100 Building $65,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 173 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	173 in force
Nearby Flood Claims	264 (1985–2022)
Claims Outside the SFHA	3 of 264
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Irene, Aug 2011 · 106 claims Hurricane Isabel, Sep 2003 · 35 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 97.9% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DARE CO-STUMPY POINT WATER SYS serves 269 people · EPA ID NC6028002
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE only, no 5G reported

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