308 Archibald Rd, Concord, NC 28025 Property Records

Cabarrus County property record for 308 Archibald Rd, Concord, NC 28025

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 2,572 sqft · built 1963
Lot Size	13.6 acres (593,853 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,936 (2023)
Deeds & Mortgages	Jan 2026 Mortgage Nov 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5528 83 0491`

Property Details

APN / Parcel Number

Primary APN	`5528 83 0491`
Alternative APNs	`01006 0033.000000` `5528 83 0458` `121073` `60829`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,572 sqft Living Area
Gross Area	3,720 sqft
1st Floor Area	2,572 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1985
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	593,853 sqft (13.6 acres)
Lot Width	495 ft Width
Garage Type	Mixed
Garage Area	2,100 sqft
Parking Spaces	11 Parking Spaces

Exterior Amenities

Pool Area	612 sqft
Porch	Porch
Porch Area	280 sqft
Patio Area	112 sqft
Storage Building	464 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	60829
Street Address	308 ARCHIBALD RD
City	CONCORD
State	NC
Zip	28025-8880
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	LDR
Legal Description	REMAINDER AREA BROOKS PROPERTY
Legal Subdivision	ROCKY RIVER ELEMENTARY SC
Jurisdiction	CABARRUS NC
Township / Civil Division	1, HARRISBURG
Census Block Group	1
Census Block	1041
Census Tract	41503

Owner

308 Archibald Rd, a rural home, is owned and occupied by two individuals who acquired it in November 2023.

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	308 ARCHIBALD RD, CONCORD, NC 28025-8880
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage TRUIST BANK
Nov 27, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage TRUIST BANK
Nov 21, 2017	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU
Feb 20, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 20, 2023
Transfer Doc	0016731160
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CABARRUS NC
Recording Date	Jan 5, 2026
Property Address	308 ARCHIBALD RD, CONCORD, NC 28025-8880
Document Number	0017792335
Book / Page	17792 / 335
Map Reference	MB 107 PG 99
Instrument Date	Dec 29, 2025
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 ARCHIBALD RD, CONCORD, NC 28025-8880

Mortgage

Document Number	0017792337
Date	Jan 5, 2026
Instrument	17792/337

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CABARRUS NC
Recording Date	Nov 27, 2023
Property Address	308 ARCHIBALD RD, CONCORD, NC 28025-8880
Document Number	0016731160
Book / Page	16731 / 160
Instrument Date	Nov 20, 2023
Transaction Type	Transfer
Record Updated	Dec 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 ARCHIBALD RD, CONCORD, NC 28025-8880

Mortgage

Document Number	0167310163
Date	Nov 27, 2023
Instrument	16731-0163

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	308 ARCHIBALD RD, CONCORD, NC 28025-8880
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012776298
Date	Nov 21, 2017
Book Page	12776/0298
Instrument	12776-0298

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount on Record
Term	60 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CABARRUS NC
Recording Date	Feb 20, 2018
Property Address	308 ARCHIBALD RD, CONCORD, NC 28025-8880
Document Number	12885138
Book / Page	012885 / 000138
Instrument Date	Feb 20, 2018
Instrument	3870
Transaction Type	Transfer
Record Updated	Feb 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 ARCHIBALD RD CONCORD NC 280258880, CONCORD, NC 28025-8880

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$832,980 (-3.81%) Land $529,830 Building $303,150
2025		$865,970 Land $562,820 Building $303,150
2024			$832,980 (+48.52%) Land $529,830 Building $303,150
2023	$4,936.00	$560,860 Land $361,810 Building $199,050	$560,860 Land $361,810 Building $199,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 308 Archibald Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	7 (2008–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 308 Archibald Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL	200 / 20

May also be available: Verizon.

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