St. Charles County property record for 308 Akoya Ct, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,532 sqft · built 2019 |
| Lot Size | 0.274 acres (11,953 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $337,500 (Jul 2021) |
| Tax Bill | $4,317 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T190300347 |
| Primary APN | T190300347 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,532 sqft Living Area |
| Gross Area | 3,464 sqft |
| 1st Floor Area | 1,532 sqft |
| Basement Area | 1,532 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 11,953 sqft (0.274 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | T190300347 |
|---|---|
| Street Address | 308 AKOYA CT |
| City | O FALLON |
| State | MO |
| Zip | 63366-4491 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PEARL VISTA LOT 5 |
| Legal Subdivision | PEARL VISTA |
| Legal Lot Number | 5 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | O'FALLON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 311603 |
308 Akoya Ct is owned and occupied by two individuals who bought it in July 2021.
Source: St. Charles County records, as of March 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 308 AKOYA CT, O FALLON, MO 63366-4491 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT BANK |
| Jul 9, 2019 | Warranty Deed, Subdivision Related Transfer CAPGROW HM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2021 · Amount on File |
| Deed Sale | Jul 19, 2021 · Amount on File |
| Prior Sale | Jul 9, 2019 · Amount on File |
| Deed Document Number | 202160509 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 19, 2021 |
| Property Address | 308 AKOYA CT, O FALLON, MO 63366-4491 |
| Document Number | 2021R060509 |
| Map Reference | MB 50 PG 204 |
| Instrument Date | Jul 13, 2021 |
| Instrument | 2021R-060509 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2021 |
| Title Company | UST |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 308 AKOYA CT, 308, O FALLON, MO 63366-4491 |
| Name | Verified Name |
|---|---|
| Address | 308 AKOYA CT, O FALLON, MO 63366-4491 |
| Document Number | 2021R060510 |
|---|---|
| Date | Jul 19, 2021 |
| Instrument | 2021R-060510 |
| Name | PARAMOUNT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 9, 2019 |
| Property Address | 308 AKOYA CT, O FALLON, MO 63366-4491 |
| Document Number | 0071021831 |
| Book / Page | 007102 / 001831 |
| Instrument Date | Jul 8, 2019 |
| Instrument | 346650 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 14, 2019 |
| Title Company | TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 308 AKOYA CT O FALLON MO 633664491, O FALLON, MO 63366-4491 |
| Document Number | 71021833 |
|---|---|
| Date | Jul 9, 2019 |
| Book Page | 007102/001833 |
| Instrument | 346660 |
| Name | CAPGROW HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63017 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 8, 2049 |
The 2025 property tax bill for 308 Akoya Ct was $4,317, up 8.6% from the year before.
Source: St. Charles County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,317.00 (+8.6%) | $67,253 | $353,964 Land $70,000 Building $283,964 |
| 2024 | $3,975.00 | ||
| 2023 | $60,106 | ||
| 2022 | $316,348 Land $50,000 Building $266,348 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 308 Akoya Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 308 Akoya Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OFALLON PWS serves 32,515 people · EPA ID MO6010588 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
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