Madison County property record for 308 4th St, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 1,044 sqft |
| Lot Size | 0.123 acres (5,389 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $210,000 (Jan 2026) |
| Tax Bill | $650 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Aug 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R007-0017-0017 |
| Primary APN | R007-0017-0017 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,044 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 5,389 sqft (0.123 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Account Number | 49882 |
|---|---|
| Street Address | 308 4TH ST |
| City | RICHMOND |
| State | KY |
| Zip | 40475-1428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ASHBY ADDT LOT 7 & 8 |
| Legal Subdivision | ASHBY ADD |
| Legal Lot Number | 7,8 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 10602 |
Source: Madison County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 308 4TH ST, RICHMOND, KY 40475-1428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jan 20, 2026 | Deed, Transfer · Commercial Mortgage UNIVERSITY OF KENTUCKY FCU |
| Aug 8, 2019 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 20, 2026 · Amount on Record |
| Deed Sale | Jan 20, 2026 · Amount on Record |
| Prior Sale | Aug 8, 2019 · Amount on Record |
| Deed Document Number | 202614312748 |
| Deed Book / Page | 878 / 484 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jan 20, 2026 |
| Property Address | 308 4TH ST, RICHMOND, KY 40475-1428 |
| Document Number | 00D878/484 |
| Book / Page | D878 / 484 |
| Instrument Date | Jan 13, 2026 |
| Instrument | 2014312748 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $210.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 106 JACKS TRCE, RICHMOND, KY 40475-8484 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 308 4TH ST, RICHMOND, KY 40475-1428 |
| Document Number | 2014312749 |
|---|---|
| Date | Jan 20, 2026 |
| Instrument | 2014312749 |
| Name | UNIVERSITY OF KENTUCKY FCU |
|---|---|
| Type | Credit Union |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 15, 2041 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 8, 2019 |
| Property Address | 308 4TH ST, RICHMOND, KY 40475-1428 |
| Document Number | D00777/083 |
| Book / Page | D00777 / 083 |
| Instrument Date | Aug 6, 2019 |
| Instrument | 2013996835 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $55.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 225 ERIC DR, RICHMOND, KY 40475-7854 |
| Name | Verified Name |
|---|---|
| Address | 106 JACKS TRCE, RICHMOND, KY 40475-8484 |
| Investor | Possibly a Property Investor |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $650.00 (-2.84%) | $69,000 (-) | $69,000 (-) |
| 2023 | $669.00 (-0.3%) | $69,000 (-) | $69,000 (-) |
| 2022 | $671.00 | $69,000 | $69,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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