308 4th Ave, Saint James, NY 11780 Property Records

Suffolk County and Smithtown Town property record for 308 4th Ave, Saint James, NY 11780

Property Summary

Property Type	Single Family Home
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$570,500 (Jan 2023)
Tax Bill	$18,776 (2024)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`473489 56.-2-57.3`

Property Details

APN / Parcel Number

Primary APN	`473489 56.-2-57.3`
Alternative APNs	`0800-056.00-02.00-057.003` `348905600000020570030000` `47340014063` `J21120`

Exterior

Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Account Number	J21120
Street Address	308 4TH AVE
City	SAINT JAMES
State	NY
Zip	11780-2317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20-783501.1 TC-76 ST JAMES PK *585 LTS 320&322 P/LOTS 321 &
Legal Block	2
Legal Lot Number	57
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	3
Census Block	3018
Census Tract	135003

Owner

308 4th Ave is owned and occupied by two individuals who bought it in January 2023.

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	308 4TH AVE, SAINT JAMES, NY 11780-2317
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2023 · Amount on File
Deed Sale	Jan 11, 2023 · Amount on File
Deed Book / Page	13184 / 874
Record Updated	Sep 20, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jan 11, 2023
Property Address	308 4TH AVE, SAINT JAMES, NY 11780-2317
Document Number	0131840874
Book / Page	13184 / 874
Instrument Date	Aug 15, 2022
Transaction Type	Transfer
Record Updated	Jan 16, 2024
Title Company	FIDELITY NATIONAL TITLE MA, FIDELITY NATIONAL TITLE (AKA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3 ESTATE ST, LAKE GROVE, NY 11755-2240

Mortgage

Document Number	0000234738
Date	Jan 11, 2023
Instrument	23473/8

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Smithtown Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,963 Land $200 Building $4,763	$620,375 Land $25,000 Building $595,375
2024	$18,776.00
2023		$5,306 (-) Land $200 Building $5,106	$6,099 (+12.65%) Land $230 Building $5,869
2022	Homeowner's exemption Senior Citizen's exemption	$5,306 Land $200 Building $5,106	$5,414 Land $204 Building $5,210

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 308 4th Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 308 4th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST JAMES WATER DISTRICT serves 10,587 people · EPA ID NY5103266
Water Source	Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY
Last State Inspection	Dec 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20