308 3rd St, Moorhead, IA 51558 Property Records

Monona County property record for 308 3rd St, Moorhead, IA 51558

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,832 sqft · built 1920
Lot Size	0.482 acres (20,996 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (Nov 2021)
Tax Bill	$1,182 (2026)
Deeds & Mortgages	Oct 2025 Sale Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`824309476009`

Property Details

APN / Parcel Number

Primary APN	`824309476009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,832 sqft Living Area
1st Floor Area	1,003 sqft
Basement Area	964 sqft
Unfinished Basement	964 sqft
Flooring	Hardwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,996 sqft (0.482 acres)
Lot Dimensions	140 ft deep x 150 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	308 3RD ST
City	MOORHEAD
State	IA
Zip	51558-3058
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 7 & 8 BLK 16
Legal Subdivision	TOWN OF MOORHEAD
Jurisdiction	MONONA IA
Township / Civil Division	SPRING VALLEY
Census Block Group	2
Census Block	2216
Census Tract	960400

Owner

308 3rd St is owned and occupied by an individual who bought it in November 2021.

Source: Monona County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	308 3RD ST, MOORHEAD, IA 51558-3058
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Warranty Deed, Transfer
Nov 30, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED BANK OF IOWA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2021 · Amount on File
Deed Sale	Nov 30, 2021 · Amount on File
Prior Sale	Jun 11, 2014 · Amount on File
Deed Document Number	20211849
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONONA IA
Recording Date	Oct 1, 2025
Property Address	308 3RD ST, MOORHEAD, IA 51558-3058
Document Number	0020251324
Instrument Date	Sep 22, 2025
Instrument	2025-1324
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Amount	Amount on Record
Tax	$7.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 3RD ST, MOORHEAD, IA 51558-3058

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONONA IA
Recording Date	Nov 30, 2021
Property Address	308 3RD ST, MOORHEAD, IA 51558-3058
Document Number	0020211849
Instrument Date	Nov 30, 2021
Instrument	2021-1849
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$79.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 3RD ST, MOORHEAD, IA 51558-3058

Mortgage

Document Number	0020211850
Date	Nov 30, 2021
Instrument	2021-1850

Lender

Name	UNITED BANK OF IOWA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 308 3rd St was $1,182.

Source: Monona County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Monona County
Municipality	Moorhead City
Unified School District	West Harrison Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,182.00	$81,819 (+2.51%) Land $8,426 Building $73,393	$81,819 (+2.51%) Land $8,426 Building $73,393
2025	$1,182.00 (+2.96%)	$79,813 (+15.83%) Land $8,426 Building $71,387	$79,813 Land $8,426 Building $71,387
2024	$1,148.00	$68,905 (+13.08%) Land $8,426 Building $60,479
2023		$60,936 (+3.29%)	$68,905 Land $8,426 Building $60,479
2022	$1,082.00	$58,994
2021			$58,994

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 308 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 308 3rd St is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 75% of Iowa
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOORHEAD WATER SUPPLY serves 189 people · EPA ID IA6731006
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Cable	1,500 / 50
Starlink Satellite	280 / 30

May also be available: Western Iowa Wireless.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on 3rd St

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