308 3rd St, Jackson, MI 49201 Property Records

Jackson County property record for 308 3rd St, Jackson, MI 49201

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,128 sqft · built 1920
Lot Size	0.098 acres (4,269 sqft)
Owner	2 Individual Names on File
Last Sale	$10,000 (Dec 2014)
Tax Bill	$453 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Jun 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-018100000`

Property Details

APN / Parcel Number

Primary APN	`3-018100000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,128 sqft Living Area
1st Floor Area	1,064 sqft
Basement Area	1,064 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	4,269 sqft (0.098 acres)
Lot Dimensions	136 ft deep x 31.3 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	308 3RD ST
City	JACKSON
State	MI
Zip	49201-2020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	S 31.32 FT OF LOT 4 BLK 15 LIVERMORE WOOD & EATON'S ADD
Legal Subdivision	LIVERMORE WOOD & EATONS ADD
Legal Block	15
Legal Lot Number	4
Legal Unit	4
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1002
Census Tract	900

Owner

308 3rd St is owned by two individuals who bought it in December 2014.

Source: Jackson County records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5678 VROOMAN RD, JACKSON, MI 49201-9380
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2018	Deed of Trust, Mortgage · Commercial Mortgage HOMESTEAD SAVINGS BANK
Jun 24, 2019	Deed of Trust, Mortgage · Line of Credit HOMESTEAD SVGS
May 31, 2018	Deed of Trust, Mortgage · Line of Credit HOMESTEAD SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2014 · Amount on File
Deed Sale	Dec 19, 2014 · Amount on File
Deed Document Number	20142699022
Deed Book / Page	2046 / 34
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	308 3RD ST, JACKSON, MI 49201-2020
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002799046
Date	Jun 19, 2018
Book Page	2122/1258
Instrument	2799046

Lender

Name	HOMESTEAD SAVINGS BANK
Type	Bank
Address	ALBION, MI 49224

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	308 3RD ST, JACKSON, MI 49201-2020
Document Number	0002826283
Instrument Date	Jun 24, 2019
Transaction Type	Mortgage
Record Updated	Jul 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	306-308 3RD ST JACKSON MI 492012020, JACKSON, MI 49201-2020

Mortgage

Document Number	0002826283
Date	Jun 28, 2019
Book Page	002143/001195
Instrument	2826283

Lender

Name	HOMESTEAD SVGS
Type	Federal Savings Bank
Address	ALBION, MI 49224

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Jun 27, 2021

Interest

Rate Type	Adjustable Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	308 3RD ST, JACKSON, MI 49201-2020
Document Number	0002799044
Instrument Date	May 31, 2018
Transaction Type	Mortgage
Record Updated	Jul 3, 2018
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	546 ORANGE ST JACKSON MI 492023673, JACKSON, MI 49202-3673

Mortgage

Document Number	0002799044
Date	Jun 19, 2018
Book Page	002122/001256
Instrument	2799044

Lender

Name	HOMESTEAD SVGS
Type	Federal Savings Bank
Address	ALBION, MI 49224

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 308 3rd St was $453, down 11.5% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,600 (+5.99%)	$113,200 (+5.99%)
2025	$453.00 (-11.52%)	$53,400	$106,800
2024	$512.00
2023		$41,500	$83,000
2022	$468.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 308 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 308 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 806 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Great Lakes High Speed, Mercury Fiber, T-Mobile.

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