308 17th Ave S, Cold Spring, MN 56320 Property Records

Stearns County property record for 308 17th Ave S, Cold Spring, MN 56320 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,339 sqft · built 2017
Lot Size0.344 acres (14,985 sqft)
Owner2 Individual Names on File
Last Sale$349,900 (Jun 2026)
Tax Bill$4,018 (2026)
Deeds & MortgagesJun 2026 Sale & Mortgage
Oct 2017 Sale
Flood ZoneZone X (minimal risk)
APN48-29401-0287

Property Details

APN / Parcel Number

Primary APN48-29401-0287

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,339 sqft Living Area
Gross Area1,343 sqft
1st Floor Area1,343 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StylePatio Home
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area14,985 sqft (0.344 acres)
Garage TypeAttached
Garage Area916 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address308 17TH AVE S
CityCOLD SPRING
StateMN
Zip56320-4702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 002 BLK 005 GRANITE LEDGE PLAT 4 SECTION 21 TOWNSHIP 123 RANGE 030 SECTION 21 TOWNSHIP 123 RANGE 030
Legal Range30W
Legal Township123
Legal Section21
Legal SubdivisionGRANITE LEDGE PLAT 4
Legal Block5
Legal Lot Number2
JurisdictionSTEARNS MN
Township / Civil DivisionCOLD SPRING
Census Block Group2
Census Block2018
Census Tract11302

Owner

Source: Stearns County records · APN 48-29401-0287

Assessment roll updated November 6, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address308 17TH AVE S, COLD SPRING, MN 56320-4702
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 02, 2026Warranty Deed, Transfer · Conventional Mortgage
GRANITE BANK
Oct 03, 2017Warranty Deed, Transfer
ECTOR COUNTY ABSTRACT AND TITLE, TRI-COUNTY ABSTRACT & TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 02, 2026 · Amount on Record
Deed SaleJun 02, 2026 · Amount on Record
Prior SaleOct 03, 2017 · Amount on Record
Deed Document Number202647084
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateJun 02, 2026
Property Address308 17TH AVE S, COLD SPRING, MN 56320-4702
Document Number0000047084
Instrument DateMay 07, 2026
Instrument202647084
Transaction TypeTransfer
Record UpdatedJun 16, 2026
Title CompanyRESULTS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$116,621.67
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address308 17TH AVE S, COLD SPRING, MN 56320-4702

Mortgage

Document Number0000047085,
DateJun 02, 2026
Instrument202647085
Lender
NameGRANITE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateOct 03, 2017
Property Address308 17TH AVE S, COLD SPRING, MN 56320-4702
Document Number0000T41213
Instrument DateOct 02, 2017
InstrumentT41213
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyECTOR COUNTY ABSTRACT AND TITLE, TRI-COUNTY ABSTRACT & TITLE

Transaction

AmountAmount Recorded
Tax$815.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address308 17TH AVE S, COLD SPRING, MN 56320-4702

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityCold Spring City
CountyStearns County
Unified School DistrictRocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,018.00 (+15.93%)
2025$338,500 (+7.7%) Land $50,800 Building $287,700$338,500 (+7.7%) Land $50,800 Building $287,700
2023$3,466.00$314,300 Land $50,800 Building $263,500$314,300 Land $50,800 Building $263,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 39% of Minnesota
Wildfire LikelihoodAbout 1 in 5,556 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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