Rock Island County property record for 308 13th St, Rapids City, IL 61278
| Property Type | Commercial |
|---|---|
| Details | 3,228 sqft · built 2015 |
| Lot Size | 0.75 acres (32,777 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $10,061 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit May 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-02-206-001 |
| Primary APN | 09-02-206-001 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 3,228 sqft Total Area |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Vinyl |
| Lot Area | 32,777 sqft (0.75 acres) |
| Garage Type | Detached |
| Street Address | 308 13TH ST |
|---|---|
| City | RAPIDS CITY |
| State | IL |
| Zip | 61278 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | RC |
| Legal Description | LOTS 1-4 BLOCK 6 RAPIDS CITY |
| Legal Subdivision | VILLAGE RAPIDS CITY |
| Legal Block | 6 |
| Legal Lot Number | 1-4 |
| Jurisdiction | ROCK ISLAND IL |
| Township / Civil Division | HAMPTON |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 20101 |
Source: Rock Island County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 237, RAPIDS CITY, IL 61278-0237 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 4, 2026 | Deed of Trust, Mortgage · Line of Credit BANKORION |
| May 14, 2025 | Deed of Trust, Mortgage · Line of Credit QUAD CITY BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK ISLAND IL |
| Property Address | 308 13TH ST, RAPIDS CITY, IL 61278 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000002549 |
|---|---|
| Date | Mar 4, 2026 |
| Instrument | 2026-02549 |
| Name | BANKORION |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Mar 5, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK ISLAND IL |
| Property Address | 308 13TH ST, RAPIDS CITY, IL 61278 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000005703 |
|---|---|
| Date | May 14, 2025 |
| Instrument | 2025-05703 |
| Name | QUAD CITY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Rock Island County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Rock Island County |
| County Subdivision | Hampton Township |
| Municipality | Rapids City Village |
| Unified School District | Riverdale Community Unit School District 100 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,061.00 (+13.36%) | $135,855 (+8%) Land $7,262 Building $128,593 | $407,565 (+8%) Land $21,786 Building $385,779 |
| 2024 | $125,792 (+9.69%) Land $6,724 Building $119,068 | $377,376 (+9.69%) Land $20,172 Building $357,204 | |
| 2022 | $8,875.00 | $114,678 Land $6,130 Building $108,548 | $344,034 Land $18,390 Building $325,644 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 11 (2000–2023) |
| Most Recent Claim | May 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAPIDS CITY serves 962 people · EPA ID IL1610600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Strada Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
May also be available: Nextlink, T-Mobile, Verizon.
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