30792 E Railroad Rd, California, MO 65018 Property Records

Moniteau County property record for 30792 E Railroad Rd, California, MO 65018

Property Summary

Property Type	Single Family Home
Details	1,392 sqft
Lot Size	0.99 acres (43,124 sqft)
Owner	Individual Name on File
Last Sale	$193,500 (Apr 2024)
Tax Bill	$484 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-251-0`

Property Details

APN / Parcel Number

Primary APN	`11-251-0`
Alternative APN	`11-8.0-28-000-000-013.000`

Interior

Building Area	1,392 sqft Adjusted Area
1st Floor Area	1,260 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Metal
Lot Area	43,124 sqft (0.99 acres)

Location & Zoning

Account Number	11-251-0
Street Address	30792 E RAILROAD RD
City	CALIFORNIA
State	MO
Zip	65018-4204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A TRACT BEG @ E LINE RR R/W 455'(S) W & 1105'(S) N OF SE COR SE SE, TH SE 25'; NE 118'; NW 56'; NE 193'; NW 126'; SW 306'; SE
Legal Range	14W
Legal Township	45N
Legal Section	28
Jurisdiction	MONITEAU MO
Township / Civil Division	WALKER
Census Block Group	3
Census Block	3090
Census Tract	385100

Owner

30792 E Railroad Rd is owned and occupied by an individual who bought it in April 2024.

Source: Moniteau County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	30792 E RAILROAD RD, CALIFORNIA, MO 65018-4204
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 30, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 15, 2023	Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK
Aug 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK
Jul 1, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2024 · Amount on File
Deed Sale	Apr 30, 2024 · Amount on File
Deed Document Number	2024685
Prior Transfer Date	Apr 29, 2024
Prior Transfer Doc	0000000685
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONITEAU MO
Recording Date	Apr 27, 2026
Property Address	30792 E RAILROAD RD, CALIFORNIA, MO 65018-4204
Document Number	0000000715
Instrument Date	Apr 17, 2026
Instrument	2026715
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	30792 E RAILROAD RD, CALIFORNIA, MO 65018-4204

Mortgage

Document Number	0000000715,
Date	Apr 27, 2026
Instrument	2026715

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONITEAU MO
Property Address	30792 E RAILROAD RD, CALIFORNIA, MO 65018-4204
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59563 BYBEE RD, CALIFORNIA, MO 65018-3567

Mortgage

Document Number	0202400684
Date	Apr 30, 2024
Instrument	202400684

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONITEAU MO
Property Address	30792 E RAILROAD RD, CALIFORNIA, MO 65018-4204
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30792 E RAILROAD RD, CALIFORNIA, MO 65018-4204

Mortgage

Document Number	0202301033
Date	Jun 15, 2023
Instrument	202301033

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 12, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONITEAU MO
Property Address	30792 E RAILROAD RD, CALIFORNIA, MO 65018-4204
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30792 E RAILROAD RD, CALIFORNIA, MO 65018-4204

Mortgage

Document Number	0202201556
Date	Aug 3, 2022
Instrument	202201556

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	4.37%
Max Rate At Change	8.37%
Index	1-Year CMT
Margin	3
Max Rate	11.3%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONITEAU MO
Recording Date	Jul 1, 2022
Property Address	30792 E RAILROAD RD, CALIFORNIA, MO 65018-4204
Document Number	0202201363
Instrument Date	Jun 30, 2022
Instrument	202201363
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30792 E RAILROAD RD, CALIFORNIA, MO 65018-4204

Tax Assessment & Valuation

The 2025 property tax bill for 30792 E Railroad Rd was $484.

Source: Moniteau County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Moniteau County
Unified School District	Moniteau County R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$9,010 (-)
2025	$484.00	$9,010	$47,400 Land $11,800 Building $35,600
2023	$479.00	$9,010	$47,400 Land $11,800 Building $35,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 30792 E Railroad Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective March 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1995–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 30792 E Railroad Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 63% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONITEAU COUNTY PWSD 2 serves 1,400 people · EPA ID MO3024396
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Co-Mo Connect Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
FireServe Fixed Wireless · not low latency	100 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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