3079 Jessup Rd, Cincinnati, OH 45239 Property Records

Hamilton County property record for 3079 Jessup Rd, Cincinnati, OH 45239

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,572 sqft · built 1953
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$263,000 (Aug 2023)
Tax Bill	$4,764 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`550-0010-0205-00`

Property Details

APN / Parcel Number

Primary APN	`550-0010-0205-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,572 sqft Living Area
1st Floor Area	1,572 sqft
Basement Area	1,572 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	458 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3079 JESSUP RD
City	CINCINNATI
State	OH
Zip	45239-6208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SS JESSUP RD 0.25 ACR2-T2-S6
Legal Range	02
Legal Township	02
Legal Section	06
Legal Subdivision	EDGERS 04
Legal Lot Number	8
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	1
Census Block	1000
Census Tract	20811

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3079 JESSUP RD, CINCINNATI, OH 45239-6208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Warranty Deed, Transfer · Conventional Mortgage DESCO FCU
May 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage VICTORY CMNTY BK
Apr 19, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2023 · Amount on Record
Deed Sale	Aug 22, 2023 · Amount on Record
Prior Sale	Apr 19, 2017
Deed Document Number	0000059167
Deed Book / Page	14984 / 903
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 22, 2023
Property Address	3079 JESSUP RD, CINCINNATI, OH 45239-6208
Document Number	0000059167
Book / Page	14984 / 903
Instrument Date	Aug 11, 2023
Instrument	2023-0059167
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$263.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7079 TESSUP ROAD, CINCINNATI, OH 45239

Mortgage

Document Number	0000059168
Date	Aug 22, 2023
Instrument	2023-0059168

Lender

Name	DESCO FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Sep 1, 2028
Change Frequency	5 Years
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	5-Year TN
Max Rate	11.5%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3079 JESSUP RD, CINCINNATI, OH 45239-6208
Document Number	0000038662
Instrument Date	May 8, 2019
Transaction Type	Mortgage
Record Updated	Jul 17, 2019
Title Company	HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGCY LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3079 JESSUP RD CINCINNATI OH 452396208, CINCINNATI, OH 45239-6208

Mortgage

Document Number	0000038662
Date	May 20, 2019
Book Page	013921/000464
Instrument	38662

Lender

Name	VICTORY CMNTY BK
Type	Bank
Address	FORT MITCHELL, KY 41017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 19, 2034

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 19, 2017
Property Address	3079 JESSUP RD, CINCINNATI, OH 45239-6208
Document Number	0000034642
Book / Page	013399 / 001947
Instrument Date	Mar 15, 2017
Instrument	34642
Transaction Type	Transfer
Record Updated	Nov 8, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3079 JESSUP RD CINCINNATI OH 452396208, CINCINNATI, OH 45239-6208

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,764.00 (+2.28%)	$87,864 (+%) Land $10,937 Building $76,927
2024	$4,658.00 (-0.49%)	$87,863 (-) Land $10,937 Building $76,926
2023	$4,681.00 (+37.84%)	$87,863 (+68.89%) Land $10,937 Building $76,926	$251,040 (+68.89%) Land $31,250 Building $219,790
2022	$3,396.00 Homeowner's exemption	$52,024 Land $7,840 Building $44,184
2020			$148,640 Land $22,400 Building $126,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1979–1993)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Jun 1993 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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