3079 22nd St S, Fargo, ND 58103 Property Records

Cass County property record for 3079 22nd St S, Fargo, ND 58103

Property Summary

Property Type	Townhouse
Details	1,080 sqft · built 1980
Lot Size	0.065 acres (2,845 sqft)
Owner	Company Name on File
Last Sale	$146,000 (Jul 2022)
Tax Bill	$2,121 (2025)
Deeds & Mortgages	May 2026 Mortgage Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`01-1405-00541-000`

Property Details

APN / Parcel Number

Primary APN	`01-1405-00541-000`

Interior

Stories	2 Stories
Building Area	1,080 sqft Living Area
1st Floor Area	504 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Townhouse
Lot Area	2,845 sqft (0.065 acres)
Lot Dimensions	116 ft deep x 22 ft wide

Location & Zoning

Street Address	3079 22ND ST S
City	FARGO
State	ND
Zip	58103-5884
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	MR2
Legal Description	LOT: 9 BLOCK: L ADDITION: IJM ADDITIONAL: IJM ADDN LOT 9 BLK L PT OF LOT 8 DESC AS FOLLS: COMM AT SE CORN OF LOT 8 THEN
Legal Subdivision	I J M
Legal Block	L
Legal Lot Number	8-9
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	2
Census Block	2007
Census Tract	1003

Owner

3079 22nd St S, a townhouse, is owned by a company that bought it in July 2022.

Source: Cass County records, as of May 20, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 811, WEST FARGO, ND 58078-0811
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage GATE CITY BANK
Jul 18, 2022	Warranty Deed, Transfer · Commercial Mortgage GATE CITY BANK
Jul 17, 2017	Warranty Deed, Transfer · Conventional Mortgage BREMER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2022 · Amount on File
Deed Sale	Jul 18, 2022 · Amount on File
Prior Sale	Jul 17, 2017 · Amount on File
Deed Document Number	20221670839
Prior Transfer Date	Nov 22, 2013
Prior Transfer Doc	0001405811
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Recording Date	May 7, 2026
Property Address	3079 22ND ST S, FARGO, ND 58103-5884
Document Number	0001757716
Instrument Date	Apr 9, 2026
Instrument	20261757716
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0001757716,
Date	May 7, 2026
Instrument	20261757716

Lender

Name	GATE CITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 9, 2036

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Jul 18, 2022
Property Address	3079 22ND ST S, FARGO, ND 58103-5884
Document Number	0001670839
Instrument Date	Jul 18, 2022
Instrument	1670839
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	REGENCY TITLE-FARGO, REGENCY TITLE FARGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 811, WEST FARGO, ND 58078-0811

Mortgage

Document Number	0001670840
Date	Jul 18, 2022
Instrument	1670840

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jul 29, 2027

Interest

Rate Type	Adjustable Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Jul 17, 2017
Property Address	3079 22ND ST S, FARGO, ND 58103-5884
Document Number	0001515513
Instrument Date	Jul 14, 2017
Instrument	1515513
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3079 2ND ST S, FARGO, ND 58103

Mortgage

Document Number	0001515514
Date	Jul 17, 2017
Instrument	1515514

Lender

Name	BREMER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3079 22nd St S was $2,121.

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,121.00	$79,000 Land $10,600 Building $68,400	$158,000 Land $21,200 Building $136,800
2023	$1,892.00	$69,050 Land $10,600 Building $58,450	$138,100 Land $21,200 Building $116,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3079 22nd St S in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3079 22nd St S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber, Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Otter Tail Telecom.

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