3078 W 16th St, Jacksonville, FL 32254 Property Records

Duval County property record for 3078 W 16th St, Jacksonville, FL 32254

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,300 sqft · built 1944
Lot Size	0.179 acres (7,802 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Jan 2018)
Tax Bill	$902 (2025)
Deeds & Mortgages	Jul 2023 Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`048818-0010`

Property Details

APN / Parcel Number

Primary APN	`048818-0010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,300 sqft Living Area
Gross Area	1,674 sqft
1st Floor Area	904 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,802 sqft (0.179 acres)
Lot Dimensions	130 ft deep x 61 ft wide
Garage Type	Detached
Garage Area	170 sqft
Parking Spaces	1 Parking Space
Utility Building	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3078 W 16TH ST
City	JACKSONVILLE
State	FL
Zip	32254-1821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-60
Legal Description	13-75 05-2S-26E BILTMORE NO 2 LOTS 24,25 BLK 17
Legal Range	26E
Legal Township	02S
Legal Section	05
Legal Subdivision	BILTMORE NO. 02
Legal Block	17
Legal Lot Number	24,25
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE WEST
Census Block Group	1
Census Block	1020
Census Tract	2701

Owner

3078 W 16th St is owned and occupied by an individual who bought it in January 2018.

Source: Duval County records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	3078 W 16TH ST, JACKSONVILLE, FL 32254-1821
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
May 10, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Jan 29, 2018	Warranty Deed, Transfer · FHA Mortgage HAMILTON GROUP FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2018 · Amount on File
Deed Sale	Jan 29, 2018 · Amount on File
Prior Sale	Nov 29, 2011 · Amount on File
Deed Document Number	201822318
Deed Book / Page	18265 / 2106
Prior Transfer Date	Aug 11, 2010
Prior Transfer Doc	0153350642
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	3078 W 16TH ST, JACKSONVILLE, FL 32254-1821
Transaction Type	Mortgage
Record Updated	Aug 7, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3078 W 16TH ST, JACKSONVILLE, FL 32254-1821

Mortgage

Document Number	0207551689
Date	Jul 25, 2023
Book Page	20755/1689
Instrument	2023152317

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Jul 1, 2063

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	3078 W 16TH ST, JACKSONVILLE, FL 32254-1821
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3078 W 16TH ST, JACKSONVILLE, FL 32254-1821

Mortgage

Document Number	0202720268
Date	May 10, 2022
Book Page	20272/268
Instrument	2022125140

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	309 Months
Due	Feb 1, 2048

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jan 29, 2018
Property Address	3078 W 16TH ST, JACKSONVILLE, FL 32254-1821
Document Number	0182652106
Book / Page	18265 / 2106
Map Reference	MB 13 PG 75
Instrument Date	Jan 25, 2018
Instrument	2018022318
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	ALL FLORIDA TITLE SERVICES I

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 8370, JACKSONVILLE, FL 32239-0370

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3078 W 16TH ST, JACKSONVILLE, FL 32254-1821
Investor	Possibly a Property Investor

Mortgage

Document Number	2018022319
Date	Jan 29, 2018
Instrument	2018022319

Lender

Name	HAMILTON GROUP FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3078 W 16th St was $902 with a homeowner's exemption, up 24.9% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,436 (+2.7%)	$121,970 (-0.78%) Land $25,705 Building $96,265
2025	$902.00 (+24.93%) Homeowner's exemption	$61,769	$122,934 Land $25,705 Building $97,229
2024	$722.00 (+1.26%)
2023	$713.00 (+5.94%) Homeowner's exemption	$58,281 (+3%)	$94,623 (+3.86%) Land $11,956 Building $82,667
2022	$673.00 Homeowner's exemption	$56,584	$91,105 Land $11,956 Building $79,149

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3078 W 16th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3078 W 16th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: T-Mobile.

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