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3078 Voyager Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 3078 Voyager Ave, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,781 sqft · built 2024
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on Record
Last Sale$513,305 (May 2024)
Tax Bill$7,605 (2025)
Deeds & MortgagesDec 2025 Mortgage
May 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN022531553800012080

Property Details

APN / Parcel Number

Primary APN022531553800012080

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,781 sqft Heated Area
Gross Area2,746 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2024
Exterior MaterialFiber Cement Siding
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,356 sqft (0.1 acres)
Garage TypeFinished
PorchOpen Porch
Porch Area312 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address3078 VOYAGER AVE
CitySAINT CLOUD
StateFL
Zip34771-9386
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWESLYN PARK PH 2 PB 32 PGS 72-94 LOT 208
Legal Phase2
Legal Lot Number208
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1002
Census Tract43700

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3078 VOYAGER AVE, SAINT CLOUD, FL 34771-9386
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2025Deed of Trust, Mortgage · FHA Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
May 15, 2024Warranty Deed, Subdivision Related Transfer · FHA Mortgage
NEW AMERICAN FUNDING

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 15, 2024 · Amount on Record
Deed SaleMay 15, 2024 · Amount on Record
Deed Document Number2024064021
Deed Book / Page6600 / 2277
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3078 VOYAGER AVE, SAINT CLOUD, FL 34771-9386
Transaction TypeMortgage
Record UpdatedDec 31, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3078 VOYAGER AVE, SAINT CLOUD, FL 34771-9386

Mortgage

Document Number0068952728
DateDec 18, 2025
Book Page6895/2728
Instrument2025154780
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89074
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

May 2024: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 15, 2024
Property Address3078 VOYAGER AVE, SAINT CLOUD, FL 34771-9386
Document Number0066002277
Book / Page6600 / 2277
Map ReferenceMB 32 PG 72-94
Instrument DateMay 13, 2024
Instrument2024064021
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyGOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,593.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8529 SOUTHPARK CIR STE 130, 130, ORLANDO, FL 32819-9016

Transferred To (Grantee/Buyer)

NameVerified Name
Address3078 VOYAGER AVE, SAINT CLOUD, FL 34771-9386

Mortgage

Document Number2024064022
DateMay 15, 2024
Instrument2024064022
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2054

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,605.00 (+251.11%) Homeowner's exemption$423,500 (+464.67%) Land $90,000 Building $333,500$423,500 (+464.67%) Land $90,000 Building $333,500
2023$2,166.00 (+15.95%)$75,000 (+15%) Land $75,000$75,000 (+15%) Land $75,000
2022$1,868.00$30,000 Land $30,000$30,000 Land $30,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 94% of the US · above 90% of Florida
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: AT&T.

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