3078 S Custer Rd, Monroe, MI 48161 Property Records

Monroe County property record for 3078 S Custer Rd, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,610 sqft · built 1929
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (May 2021)
Tax Bill	$3,652 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-220-040-00`

Property Details

APN / Parcel Number

Primary APN	`12-220-040-00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	5 Stories
Building Area	1,610 sqft Living Area
1st Floor Area	1,610 sqft
Basement Area	805 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Lot Area	32,670 sqft (0.75 acres)
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3078 S CUSTER RD
City	MONROE
State	MI
Zip	48161-9772
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP 77 .75 AC SUPERVISOR'S PLAT NO 1 LOT 13 EXC E 70 FT
Legal Subdivision	SUPRVRS 1 - MONROE TOWNSHIP
Legal Lot Number	13
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4001
Census Tract	832400

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3078 S CUSTER RD, MONROE, MI 48161-9772
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Deed of Trust, Mortgage · FHA Mortgage GENEVA FINANCIAL LLC
May 21, 2021	Warranty Deed, Transfer LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE
Dec 22, 2016	Deed of Trust, Mortgage · FHA Mortgage PLANET HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2021 · Amount on Record
Deed Sale	May 21, 2021 · Amount on Record
Prior Sale	Nov 7, 2011 · Amount on Record
Deed Document Number	202113764
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	3078 S CUSTER RD, MONROE, MI 48161-9772
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7163 HOLLAND RD, TAYLOR, MI 48180-1456

Mortgage

Document Number	0000011080
Date	Apr 21, 2021
Instrument	2021R11080

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85248

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	May 21, 2021
Property Address	3078 S CUSTER RD, MONROE, MI 48161-9772
Document Number	2021R13764
Map Reference	LB 8 PG 29-35
Instrument Date	Apr 19, 2021
Instrument	2021R13764
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount Recorded
Tax	$2,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3078 S CUSTER RD, 3078, MONROE, MI 48161-9772

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3078 S CUSTER RD, MONROE, MI 48161-9772

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	3078 S CUSTER RD, MONROE, MI 48161-9772
Document Number	0000005276
Instrument Date	Dec 22, 2016
Transaction Type	Mortgage
Record Updated	Jun 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3078 S CUSTER RD MONROE MI 481619772, MONROE, MI 48161-9772

Mortgage

Document Number	0000005276
Date	Mar 17, 2017
Instrument	5276

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 16, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Monroe Charter Township
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$153,350 (+38.4%) Building $153,350	$306,700 (+38.4%) Building $306,700
2025	$3,652.00 (+14.09%) Homeowner's exemption
2023	$3,201.00 Homeowner's exemption	$110,800	$221,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Mercury Fiber.

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