3078 FM 1248 S, Rusk, TX 75785 Property Records

Cherokee County property record for 3078 FM 1248 S, Rusk, TX 75785

Property Summary

Property TypeSingle Family Home
Details2,640 sqft · built 1978
Lot Size0.548 acres (23,871 sqft)
OwnerIndividual Name on File
Tax Bill$1,393 (2026)
Deeds & MortgagesJan 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN000039-14320-0006000

Property Details

APN / Parcel Number

Primary APN000039-14320-0006000
Alternative APN
  • 105222000

Interior

Stories2 Stories
Building Area2,640 sqft Living Area
Gross Area4,242 sqft
1st Floor Area1,220 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Construction TypeFrame
Roof TypeGable
Lot Area23,871 sqft (0.548 acres)
Garage TypeAttached
Garage Area648 sqft
PorchPorch
Porch Area882 sqft

Location & Zoning

Account Number000039-14320-0006000
Street Address3078 FM 1248 S
CityRUSK
StateTX
Zip75785-5233
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA 39 BLK 1432 TR 6 K ODOM H13
Legal SubdivisionK ODOM SURVEY A-
Legal Tract6
Legal Block1432
JurisdictionCHEROKEE TX
Township / Civil DivisionRUSK
Census Block Group2
Census Block2021
Census Tract950801

Owner

3078 FM 1248 S is owned and occupied by an individual.

Source: Cherokee County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address3078 FM 1248 S, RUSK, TX 75785-5233
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE TX
Property Address3078 FM 1248 S, RUSK, TX 75785-5233
Transaction TypeMortgage
Record UpdatedDec 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3078 FM 1248 S, RUSK, TX 75785-5233

Mortgage

Document Number002858/815
DateJan 23, 2025
Book Page2858/815
Instrument738072
Lender
NameSTEVEN NORTON
TypePrivate Party
AddressPO BOX 671, RUSK, TX 75785
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 3078 FM 1248 S was $1,393 with exemptions applied, up 566.5% from the year before.

Source: Cherokee County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCherokee County
Unified School DistrictRusk Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,393.00 (+566.51%) Homeowner's exemption Senior Citizen's exemption$109,550 (+3.35%) Land $9,220 Building $100,330$109,550 (+3.35%) Land $9,220 Building $100,330
2025$209.00 Homeowner's exemption Senior Citizen's exemption$106,000 Land $9,220 Building $96,780$106,000 Land $9,220 Building $96,780
2023$111,910 Land $4,130 Building $107,780$111,910 Land $4,130 Building $107,780
2022$5.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3078 FM 1248 S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3078 FM 1248 S is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 66% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRUSK RURAL WSC CROCKETT ST PLANT
serves 1,950 people · EPA ID TX0370031
Water SourceGroundwater
Last State InspectionOct 2025
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CCECA Broadband
Fiber
2,000 / 2,000
Spectrum
Fiber
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on FM 1248 S

Nearby Streets

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