3078 Chippewa Ln, Milton, FL 32571 Property Records

Santa Rosa County property record for 3078 Chippewa Ln, Milton, FL 32571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,357 sqft · built 1997
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$129,000 (Jul 2017)
Tax Bill	$894 (2024)
Deeds & Mortgages	Nov 2020 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-3N-29-0000-00444-0000`

Property Details

APN / Parcel Number

Primary APN	`19-3N-29-0000-00444-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,357 sqft Heated Area
Gross Area	1,601 sqft
1st Floor Area	1,357 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Area	1 sqft
Porch	Open Porch
Porch Area	244 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	193N290000004440000
Street Address	3078 CHIPPEWA LN
City	MILTON
State	FL
Zip	32571-9604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	COM NW COR SEC TH SLY ALONG W LINE SEC 1825.27 FT TH N 89* E 1353.30 FT TH N 25 FT FOR POB TH CONT N 473.61 FT TH S 89* E
Legal Range	29W
Legal Township	03N
Legal Section	19
Jurisdiction	SANTA ROSA FL
Township / Civil Division	ALLENTOWN
Census Block Group	1
Census Block	1013
Census Tract	10303

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3078 CHIPPEWA LN, PACE, FL 32571-9604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage COLTEN MORTGAGE
Jul 17, 2017	Warranty Deed, Transfer · Conventional Mortgage SOUTHWEST FUNDING LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2017 · Amount on Record
Deed Sale	Jul 17, 2017 · Amount on Record
Deed Document Number	201728931
Deed Book / Page	3643 / 0268
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	3078 CHIPPEWA LN, MILTON, FL 32571-9604
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3078 CHIPPEWA LN, MILTON, FL 32571-9604

Mortgage

Document Number	0040270128
Date	Nov 9, 2020
Book Page	4027/128
Instrument	202059474

Lender

Name	COLTEN MORTGAGE
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 17, 2017
Property Address	3078 CHIPPEWA LN, MILTON, FL 32571-9604
Document Number	0036430268
Book / Page	3643 / 0268
Instrument Date	Jul 13, 2017
Instrument	201728931
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$903.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3078 CHIPPEWA LN, 3078, MILTON, FL 32571-9604

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4607 EDHPFM LN, MILTON, FL 32571

Mortgage

Document Number	0201728932
Date	Jul 17, 2017
Instrument	201728932

Lender

Name	SOUTHWEST FUNDING LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$894.00 (+2.76%) Homeowner's exemption	$107,138 (+3%)	$178,150 (+5.03%) Land $46,000 Building $132,150
2023	$870.00 (+3.08%) Homeowner's exemption	$104,017 (+3%)	$169,620 (+4.29%) Land $39,000 Building $130,620
2022	$844.00 Homeowner's exemption	$100,987	$162,635 Land $39,000 Building $123,635

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHUMUCKLA WATER SYSTEM, INC. private · serves 5,527 people · EPA ID FL1570140
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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