3077 W Ledyard Way, Aptos, CA 95003 Property Records

Santa Cruz County property record for 3077 W Ledyard Way, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,136 sqft · built 1956
Lot Size0.31 acres (13,504 sqft)
OwnerIndividual Name on Record
Last Sale$860,000 (Jul 2015)
Tax Bill$4,603 (2025)
Deeds & MortgagesMar 2023 Second Mortgage
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN039-371-30

Property Details

APN / Parcel Number

Primary APN039-371-30
Alternative APN
  • 039-371-30-000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Building Area1,136 sqft Living Area
Gross Area2,000 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area13,504 sqft (0.31 acres)
View / LotOcean
Garage TypeAttached
Garage Area864 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address3077 W LEDYARD WAY
CityAPTOS
StateCA
Zip95003-3801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-8
Legal SubdivisionLEDYARD ACRES 01
Legal Lot Number10
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1001
Census Tract122004

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3077 W LEDYARD WAY, APTOS, CA 95003-3801
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Mar 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Mar 26, 2020Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 29, 2015 · Amount on Record
Deed SaleJul 29, 2015 · Amount on Record
Deed Document Number201530755
Prior Transfer DateAug 29, 2014
Prior Transfer Doc0000031155
Record UpdatedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address3077 W LEDYARD WAY, APTOS, CA 95003-3801
Transaction TypeMortgage
Record UpdatedApr 12, 2023
Title CompanyAMROCK TITLE CA INC, AMROCK TITLE CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address3077 W LEDYARD WAY, APTOS, CA 95003-3801

Mortgage

Document Number0000005280
DateMar 28, 2023
Instrument2023-0005280
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term237 Months
DueDec 1, 2042

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address3077 W LEDYARD WAY, APTOS, CA 95003-3801
Transaction TypeMortgage
Record UpdatedMar 17, 2021
Title CompanySTEWART TITLE, STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

NameVerified Name
Address3077 W LEDYARD WAY, APTOS, CA 95003-3801

Mortgage

Document Number0000012328
DateMar 1, 2021
Instrument2021-0012328
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address3077 W LEDYARD WAY, APTOS, CA 95003-3801
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010326
DateMar 26, 2020
Instrument2020-0010326
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressAPTOS, CA 95003
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$270,585 (+2%) Land $101,925 Building $168,660
2025$4,603.00 (+12.6%)$265,279 (+4.04%) Land $99,927 Building $165,352
2023$4,088.00 (+3.02%)$254,979 Land $96,047 Building $158,932$1,067,670
2022$3,968.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 78% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30

May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications, Verizon.

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