3077 Stelzer Rd, Celina, OH 45822 Property Records

Mercer County property record for 3077 Stelzer Rd, Celina, OH 45822

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,998 sqft · built 1982
Lot Size1.19 acres (51,836 sqft)
Owner2 Individual Names on Record
Tax Bill$3,077 (2025)
Deeds & MortgagesNov 2020 Line of Credit
May 2012 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN32-005100.0000

Property Details

APN / Parcel Number

Primary APN32-005100.0000
Alternative APN
  • 12-07-377-015

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,998 sqft Living Area
Basement Area650 sqft
Finished Basement650 sqft

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleBi-Level
Lot Area51,836 sqft (1.19 acres)
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address3077 STELZER RD
CityCELINA
StateOH
Zip45822-9502
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCARTHAGENA ALSO LOTS 5 6 & 27 ALSO VACATED STREET & ALLEY
Legal SubdivisionVILLAGE OF CARTHAGENA
Legal Lot Number5
JurisdictionMERCER OH
Township / Civil DivisionMARION
Census Block Group1
Census Block1050
Census Tract967900

Owner

Source: Mercer County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3077 STELZER RD, CELINA, OH 45822-9502
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2020Deed of Trust, Mortgage · Line of Credit
OSGOOD STATE BANK
May 7, 2012Deed of Trust, Mortgage · Conventional Mortgage
THE OSGOOD STATE BANK
Nov 1, 2006Deed of Trust, Mortgage · ARM
VERSAILLES SAVINGS AND LOAN CO
Apr 28, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Oct 11, 2024Affidavit of Death of Joint Tenant, Transfer
Jul 10, 2019Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateOct 11, 2024
Transfer Doc0000003785
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER OH
Property Address3077 STELZER RD, CELINA, OH 45822-9502
Transaction TypeMortgage
Record UpdatedJun 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000007474
DateNov 18, 2020
Instrument202000007474
Lender
NameOSGOOD STATE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

May 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER OH
Property Address3077 STELZER RD, CELINA, OH 45822-9502
Transaction TypeMortgage
Record UpdatedJun 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201200002572
DateMay 7, 2012
Instrument201200002572
Lender
NameTHE OSGOOD STATE BANK
AddressOSGOOD, OH 45351
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueJun 1, 2022

November 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER OH
Property Address3077 STELZER RD, CELINA, OH 45822-9502
Transaction TypeMortgage
Record UpdatedJun 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number200600006487
DateNov 1, 2006
Instrument200600006487
Lender
NameVERSAILLES SAVINGS AND LOAN CO
AddressVERSAILLES, OH 45380
Agreement
TypeARM
AmountAmount Recorded
Term299 Months
DueOct 27, 2031
Interest
Rate TypeAdjustable Rate
Rate5.95%
Type Change DateOct 27, 2009
Change FrequencyAnnually
Min Rate At Change3%
Index1-Year LIBOR
Margin3
Max Rate11.9%

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMERCER OH
Recording DateApr 28, 2026
Property Address3077 STELZER RD, CELINA, OH 45822-9502
Document Number0000001845
Instrument DateApr 23, 2026
Instrument20261845
Transaction TypeTransfer
Record UpdatedAug 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman
Address3077 STELZER RD, CELINA, OH 45822-9502
InvestorPossibly a Property Investor

October 2024: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionMERCER OH
Recording DateOct 11, 2024
Property Address3077 STELZER RD, CELINA, OH 45822-9502
Document Number202400003785
Map ReferenceMB 1 PG 37
Instrument DateOct 9, 2024
Instrument202400003785
Transaction TypeTransfer
Record UpdatedJun 16, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3077 STELZER RD, CELINA, OH 45822-9502

July 2019: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionMERCER OH
Recording DateJul 10, 2019
Property Address3077 STELZER RD, CELINA, OH 45822-9502
Document Number201900002852
Map ReferenceMB 1 PG 37
Instrument DateJun 17, 2019
Instrument201900002852
Transaction TypeTransfer
Record UpdatedApr 25, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMercer County
County SubdivisionMarion Township
Unified School DistrictSt. Henry Consolidated Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,077.00$91,000 (-) Land $11,270 Building $79,730
2024$3,077.00 (+1.95%)$91,000 (-) Land $11,270 Building $79,730
2023$3,018.00 (+20.19%)$91,000 (+35.9%) Land $11,270 Building $79,730$260,000 (+35.91%) Land $32,200 Building $227,800
2022$2,511.00$66,960 Land $6,690 Building $60,270
2020$191,300 Land $19,100 Building $172,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
Wabash Communications
Fixed Wireless
100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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