3077 E Hester St, Inverness, FL 34453 Property Records

Citrus County property record for 3077 E Hester St, Inverness, FL 34453

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,248 sqft · built 1982
Lot Size	0.276 acres (12,001 sqft)
Owner	Individual Name on Record
Last Sale	$53,500 (Jul 2015)
Tax Bill	$597 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`19E-19S-02-0010-00220-0540`

Property Details

APN / Parcel Number

Primary APN	`19E-19S-02-0010-00220-0540`
Alternative APNs	`0219S19E0010002200540` `1635888`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,248 sqft Living Area
Gross Area	1,548 sqft
1st Floor Area	936 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1992
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,001 sqft (0.276 acres)
Lot Dimensions	120 ft deep x 100 ft wide
Garage Area	312 sqft
Porch	Screened Aluminum Porch
Porch Area	412 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1635888
Street Address	3077 E HESTER ST
City	INVERNESS
State	FL
Zip	34453-0802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	INVERNESS HGLDS UNIT 1 PB 2 PGS 93 LOTS 54 55 56 57 & 58 BLK 22
Legal Range	19E
Legal Township	19S
Legal Section	11
Legal Subdivision	INVERNESS HIGHLANDS UNIT 1
Legal Block	22
Legal Lot Number	54
Legal Unit	1
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1045
Census Tract	450706

Owner

Source: Citrus County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3077 E HESTER ST, INVERNESS, FL 34453-0802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2015 · Amount on Record
Deed Sale	Jul 31, 2015 · Amount on Record
Prior Sale	Aug 1, 2012 · Amount on Record
Deed Document Number	201535912
Deed Book / Page	2704 / 554
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Recording Date	Jun 23, 2026
Property Address	3077 E HESTER ST, INVERNESS, FL 34453-0802
Document Number	0000037189
Book / Page	3682 / 412
Instrument Date	Jun 15, 2026
Instrument	202637189
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3077 E HESTER ST, INVERNESS, FL 34453-0802

Mortgage

Document Number	0000037189,
Date	Jun 23, 2026
Book Page	3682/412
Instrument	202637189

Lender

Name	SUNCOAST CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$597.00 (+9.94%) Homeowner's exemption	$52,896 (-61.65%)	$137,778 (-0.12%) Land $10,700 Building $127,078
2024	$543.00 (+1.12%) Homeowner's exemption Additional exemption filed	$137,939 (-2.3%) Land $9,300 Building $128,639	$137,939 (-2.3%) Land $9,300 Building $128,639
2023	$537.00 (+6.76%) Homeowner's exemption Additional exemption filed	$141,186 (+31.24%) Land $7,990 Building $133,196	$141,186 (+31.24%) Land $7,990 Building $133,196
2022	$503.00 Homeowner's exemption Additional exemption filed	$107,578 Land $5,500 Building $102,078	$107,578 Land $5,500 Building $102,078

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20