Kenton County property record for 3077 Arbor Dr, Edgewood, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,890 sqft · built 1971 |
| Lot Size | 0.319 acres (13,939 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Jul 2021) |
| Tax Bill | $3,309 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit May 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-40-04-005.00 |
| Primary APN | 015-40-04-005.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,890 sqft Finished Area |
| Gross Area | 2,927 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 13,939 sqft (0.319 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 0154004005.00 |
|---|---|
| Street Address | 3077 ARBOR DR |
| City | EDGEWOOD |
| State | KY |
| Zip | 41017-2356 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TWELVE TREES SEC 2 LOT 44 |
| Legal Subdivision | TWELVE TREES |
| Legal Phase | 2 |
| Legal Lot Number | 44 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 64500 |
Source: Kenton County records, as of November 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3077 ARBOR DR, EDGEWOOD, KY 41017-2356 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2022 | Deed of Trust, Mortgage · Line of Credit HEARTLAND BANK |
| May 12, 2022 | Deed of Trust, Mortgage · Line of Credit HEARTLAND BANK |
| Jul 26, 2021 | Warranty Deed, Transfer · Conventional Mortgage HEARTLAND BANK |
| Apr 12, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2021 · Amount on Record |
| Deed Sale | Jul 26, 2021 · Amount on Record |
| Prior Sale | Apr 12, 2021 · Amount on Record |
| Deed Document Number | 0000106500 |
| Deed Book / Page | 106 / 500 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3077 ARBOR DR, EDGEWOOD, KY 41017-2356 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3077 ARBOR DR, EDGEWOOD, KY 41017-2356 |
| Document Number | 0005900012 |
|---|---|
| Date | Jun 15, 2022 |
| Book Page | 379/637 |
| Instrument | 22061505900012 |
| Name | HEARTLAND BANK |
|---|---|
| Type | Bank |
| Address | FT MITCHELL, KY 41017 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 2, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3077 ARBOR DR, EDGEWOOD, KY 41017-2356 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3077 ARBOR DR, EDGEWOOD, KY 41017-2356 |
| Document Number | 0005900013 |
|---|---|
| Date | May 12, 2022 |
| Book Page | 370/380 |
| Instrument | 22051205900013 |
| Name | HEARTLAND BANK |
|---|---|
| Type | Bank |
| Address | FT MITCHELL, KY 41017 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 116 Months |
| Due | Jan 24, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 26, 2021 |
| Property Address | 3077 ARBOR DR, EDGEWOOD, KY 41017-2356 |
| Document Number | 0005900146 |
| Book / Page | 106 / 500 |
| Map Reference | PL 955 |
| Instrument Date | Jul 20, 2021 |
| Instrument | 21072605900146 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2021 |
| Title Company | HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3840 DEERTRAIL DR, 3840, ERLANGER, KY 41018-3838 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3077 ARBOR DR, EDGEWOOD, KY 41017-2356 |
| Document Number | 0005900147 |
|---|---|
| Date | Jul 26, 2021 |
| Instrument | 21072605900147 |
| Name | HEARTLAND BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 12, 2021 |
| Property Address | 3077 ARBOR DR, EDGEWOOD, KY 41017-2356 |
| Document Number | 0005900235 |
| Book / Page | 83 / 647 |
| Map Reference | PL 955 |
| Instrument Date | Apr 7, 2021 |
| Instrument | 21041205900235 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $235.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3251 KINGSLEY DR, 3251, HEBRON, KY 41048-8696 |
| Name | Verified Name |
|---|---|
| Address | 3840 DEERTRAIL DR, ERLANGER, KY 41018-3838 |
Source: Kenton County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Edgewood City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,309.00 (+0.46%) Homeowner's exemption | $300,000 (-) Land $70,000 Building $230,000 | $300,000 (-) Land $70,000 Building $230,000 |
| 2023 | $3,294.00 Homeowner's exemption | $300,000 Land $60,000 Building $240,000 | $300,000 Land $60,000 Building $240,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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