3076 Romano Dr, Lincoln, CA 95648 Property Records

Placer County property record for 3076 Romano Dr, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,543 sqft · built 2021
Owner	2 Individual Names on File
Last Sale	$902,000 (Jun 2021)
Tax Bill	$9,825 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jun 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`335-210-011-000`

Property Details

APN / Parcel Number

Primary APN	`335-210-011-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,543 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Garage Area	662 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3076 ROMANO DR
City	LINCOLN
State	CA
Zip	95648-7985
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 165 TWEVLE BRIDGES VILLAGE 11 PH 2 MOR EE-54
Legal Subdivision	TWELVE BRIDGES VILLAGE 11
Legal Lot Number	165
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2005
Census Tract	23502

Owner

3076 Romano Dr is owned and occupied by two individuals who bought it in June 2021.

Source: Placer County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3076 ROMANO DR, LINCOLN, CA 95648-7985
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · Line of Credit US BANK
Jun 22, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 25, 2021	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2021 · Amount on File
Deed Sale	Jun 25, 2021 · Amount on File
Deed Document Number	202182416
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Recording Date	Jul 17, 2026
Property Address	3076 ROMANO DR, LINCOLN, CA 95648-7985
Document Number	0000041279
Instrument Date	Jul 9, 2026
Instrument	202641279
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3076 ROMANO DR, LINCOLN, CA 95648-7985

Mortgage

Document Number	0000041279,
Date	Jul 17, 2026
Instrument	202641279

Lender

Name	US BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 18, 2056

Interest

Rate	6.52%
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3076 ROMANO DR, LINCOLN, CA 95648-7985
Transaction Type	Mortgage
Record Updated	Jul 7, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3076 ROMANO DR, LINCOLN, CA 95648-7985

Mortgage

Document Number	0000032442
Date	Jun 22, 2023
Instrument	2023-0032442

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 12, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jun 25, 2021
Property Address	3076 ROMANO DR, LINCOLN, CA 95648-7985
Document Number	0000082416
Map Reference	MB EE PG 54
Instrument Date	May 26, 2021
Instrument	2021-0082416
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3076 ROMANO DR, LINCOLN, CA 95648-7985

Mortgage

Document Number	0000082417
Date	Jun 25, 2021
Instrument	2021-0082417

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3076 Romano Dr was $9,825 with a homeowner's exemption.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$882,000 (-) Land $146,700 Building $735,300
2025	$9,825.00 Homeowner's exemption	$882,000 Land $146,700 Building $735,300
2023	$8,327.00 (-19.62%) Homeowner's exemption	$731,000 Land $121,600 Building $609,400
2022	$10,360.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3076 Romano Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3076 Romano Dr is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20

May also be available: Cal.net.

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