Cabarrus County property record for 3076 Light Ridge Ct SW, Concord, NC 28027
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,742 sqft · built 2022 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $437,500 (Dec 2022) |
| Deeds & Mortgages | Jun 2026 Mortgage Dec 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02036I0136.000000 |
| Primary APN | 02036I0136.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,742 sqft Living Area |
| Gross Area | 3,357 sqft |
| 1st Floor Area | 1,161 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Width | 56 ft Width |
| Garage Type | Mixed |
| Garage Area | 420 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 512 sqft |
| Porch | Slab |
| Porch Area | 95 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 160094 |
|---|---|
| Street Address | 3076 LIGHT RIDGE CT SW |
| City | CONCORD |
| State | NC |
| Zip | 28027-8989 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC-CD |
| Legal Description | LT 136 SPRING MEADOW |
| Legal Subdivision | SPRING MEADOW |
| Legal Lot Number | 136 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 2, POPLAR TENT |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 42000 |
3076 Light Ridge Ct SW is owned and occupied by two individuals who bought it in December 2022.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3076 LIGHT RIDGE CT SW, CONCORD, NC 28027-8989 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 26, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Dec 21, 2022 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2022 · Amount on File |
| Deed Sale | Dec 21, 2022 · Amount on File |
| Deed Document Number | 202235191 |
| Deed Book / Page | 16320 / 164 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jun 26, 2026 |
| Property Address | 3076 LIGHT RIDGE CT SW, CONCORD, NC 28027-8989 |
| Document Number | 0000015170 |
| Book / Page | 18056 / 276 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 202615170 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3076 LIGHT RIDGE CT SW, CONCORD, NC 28027-8989 |
| Document Number | 0000015170, |
|---|---|
| Date | Jun 26, 2026 |
| Book Page | 18056/276 |
| Instrument | 202615170 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Jul 1, 2066 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Dec 21, 2022 |
| Property Address | 3076 LIGHT RIDGE CT SW, CONCORD, NC 28027-8989 |
| Document Number | 0016320164 |
| Book / Page | 16320 / 164 |
| Map Reference | MB 92 PG 25-26 |
| Instrument Date | Jun 1, 2022 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 18, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $875.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11121 CARMEL COMMONS BLVD STE 450, 450, CHARLOTTE, NC 28226-4498 |
| Name | Verified Name |
|---|---|
| Address | 3076 LIGHT RIDGE CT SW, CONCORD, NC 28027-8989 |
| Document Number | 0163200166 |
|---|---|
| Date | Dec 21, 2022 |
| Instrument | 16320-0166 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $468,260 (-) Land $75,000 Building $393,260 | |
| 2025 | $468,260 Land $75,000 Building $393,260 | |
| 2024 | $468,260 (+72.38%) Land $75,000 Building $393,260 | |
| 2023 | $271,640 Land $40,000 Building $231,640 | $271,640 Land $40,000 Building $231,640 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3076 Light Ridge Ct SW in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 8 (2008–2020) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3076 Light Ridge Ct SW is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
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