3075 Schaeffer Dr, Eads, TN 38028 Property Records

Shelby County property record for 3075 Schaeffer Dr, Eads, TN 38028

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 4,136 sqft · built 2019
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on File
Last Sale$58,000 (Mar 2017)
Tax Bill$4,248 (2025)
Deeds & MortgagesMay 2019 Mortgage
Mar 2019 Loan Modification
+ 6 more
Flood ZoneZone X (minimal risk)
APND0-204F-A0-0031

Property Details

APN / Parcel Number

Primary APND0-204F-A0-0031
Alternative APN
  • 096306 A00015

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures24 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area4,136 sqft Living Area
Gross Area4,884 sqft
1st Floor Area2,317 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Lot Area87,120 sqft
Lot Dimensions411 ft deep x 213 ft wide
Garage TypeAttached
Garage Area748 sqft
PorchOpen Porch
Porch Area257 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3075 SCHAEFFER DR
CityEADS
StateTN
Zip38028-4008
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCA
Legal DescriptionES SCHAEFFER DR ES SCHAEFFER DR
Legal SubdivisionCOUNTRY WAY FARMS PHASE A
Legal Lot Number15
JurisdictionSHELBY TN
Township / Civil Division2
Census Block Group1
Census Block1004
Census Tract21023

Owner

3075 Schaeffer Dr is owned and occupied by an individual who bought it in March 2017.

Source: Shelby County records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address3075 SCHAEFFER DR, EADS, TN 38028-4008
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 15, 2019Deed of Trust, Mortgage · Conventional with PMI
IBERIABANK MTG
Mar 6, 2019Loan Modification, Mortgage
INSOUTH BK
Mar 6, 2019Loan Modification, Mortgage
INSOUTH BK
Dec 5, 2018Deed of Trust, Construction Loan · Line of Credit
INSOUTH BK
Dec 20, 2018Deed of Trust, Construction Loan · Line of Credit
INSOUTH BK
Sep 7, 2018Loan Modification, Mortgage
INSOUTH BK
Mar 8, 2018Loan Modification, Mortgage
INSOUTH BK
Mar 13, 2017Warranty Deed, Construction Loan · Construction Mortgage
INSOUTH BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 13, 2017 · Amount on File
Deed SaleMar 13, 2017 · Amount on File
Prior SaleJan 21, 2003 · Amount on File
Deed Document Number201725352
Record UpdatedSep 20, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address3075 SCHAEFFER DR, EADS, TN 38028-4008
Document Number0000050120
Instrument DateMay 15, 2019
Transaction TypeMortgage
Record UpdatedJul 9, 2020
Title CompanyDELTA TITLE AGENCY INC, DELTA TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address3075 SCHAEFFER DR EADS TN 38028, EADS, TN 38028

Mortgage

Document Number0000050120
DateMay 22, 2019
Instrument50120
Lender
NameIBERIABANK MTG
TypeMortgage Company
AddressLAFAYETTE, LA 70501
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMay 21, 2049

March 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSHELBY TN
Property Address3075 SCHAEFFER DR, EADS, TN 38028-4008
Document Number0000024991
Instrument DateMar 6, 2019
Transaction TypeMortgage
Record UpdatedJul 9, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3075 SCHAEFFER DR EADS TN 38028, EADS, TN 38028

Mortgage

Document Number0000024991
DateMar 15, 2019
Instrument24991
Lender
NameINSOUTH BK
TypeBank
AddressMEMPHIS, TN 38119
Agreement
Term12 Months
DueMar 14, 2020

March 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSHELBY TN
Property Address3075 SCHAEFFER DR, EADS, TN 38028-4008
Document Number0000024990
Instrument DateMar 6, 2019
Transaction TypeMortgage
Record UpdatedJul 9, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5721 SILVERCREEK CT N #5 MEMPHIS TN 381349063, 5, MEMPHIS, TN 38134-9063

Mortgage

Document Number0000024990
DateMar 15, 2019
Instrument24990
Lender
NameINSOUTH BK
TypeBank
AddressMEMPHIS, TN 38119
Agreement
Term12 Months
DueMar 14, 2020

December 2018: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionSHELBY TN
Recording DateDec 5, 2018
Property Address3075 SCHAEFFER DR, EADS, TN 38028-4008
Document Number0000124039
Instrument DateNov 29, 2018
Instrument124039
Transaction TypeConstruction Loan
Record UpdatedJul 9, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5721 SILVERCREEK CT N #5 MEMPHIS TN 381349063, 5, MEMPHIS, TN 38134-9063

Mortgage

Document Number0000124039
DateDec 5, 2018
Instrument124039
Lender
NameINSOUTH BK
TypeBank
AddressMEMPHIS, TN 38119
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueDec 4, 2019
Interest
Rate TypeAdjustable Rate

December 2018: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionSHELBY TN
Recording DateDec 20, 2018
Property Address3075 SCHAEFFER DR, EADS, TN 38028-4008
Document Number0000129729
Instrument DateNov 29, 2018
Instrument129729
Transaction TypeConstruction Loan
Record UpdatedJul 9, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5721 SILVERCREEK CT N #5 MEMPHIS TN 381349063, 5, MEMPHIS, TN 38134-9063

Mortgage

Document Number0000129729
DateDec 20, 2018
Instrument129729
Lender
NameINSOUTH BK
TypeBank
AddressMEMPHIS, TN 38119
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueDec 19, 2019
Interest
Rate TypeAdjustable Rate

September 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSHELBY TN
Property Address3075 SCHAEFFER DR, EADS, TN 38028-4008
Document Number0000096252
Instrument DateSep 7, 2018
Transaction TypeMortgage
Record UpdatedJul 9, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5721 SILVERCREEK CT N #5 MEMPHIS TN 381349063, 5, MEMPHIS, TN 38134-9063

Mortgage

Document Number0000096252
DateSep 20, 2018
Instrument96252
Lender
NameINSOUTH BK
TypeBank
AddressMEMPHIS, TN 38119
Agreement
Term12 Months
DueSep 19, 2019

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSHELBY TN
Property Address3075 SCHAEFFER DR, EADS, TN 38028-4008
Document Number0000027360
Instrument DateMar 8, 2018
Transaction TypeMortgage
Record UpdatedJul 9, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5721 SILVERCREEK CT N #5 MEMPHIS TN 381349063, 5, MEMPHIS, TN 38134-9063

Mortgage

Document Number0000027360
DateMar 22, 2018
Instrument27360
Lender
NameINSOUTH BK
TypeBank
AddressMEMPHIS, TN 38119
Agreement
AmountAmount on Record
Term12 Months
DueMar 21, 2019

March 2017: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateMar 13, 2017
Property Address3075 SCHAEFFER DR, EADS, TN 38028-4008
Document Number0000025352
Instrument DateMar 9, 2017
Instrument25352
Transaction TypeConstruction Loan
Record UpdatedJul 9, 2020
Title CompanyDELTA TITLE AGENCY INC, DELTA TITLE SVCS

Transaction

AmountAmount on Record
Tax$215.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5721 SILVERCREEK CT N #5 MEMPHIS TN 381349063, 5, MEMPHIS, TN 38134-9063

Mortgage

Document Number25353
DateMar 13, 2017
Instrument25353
Lender
NameINSOUTH BK
TypeBank
AddressMEMPHIS, TN 38119
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueMar 12, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 3075 Schaeffer Dr was $4,248.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,248.00$157,925 Land $20,500 Building $137,425$631,700 Land $82,000 Building $549,700
2023$131,825 Land $18,025 Building $113,800
2022$4,468.00
2021$527,300 Land $72,100 Building $455,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3075 Schaeffer Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3075 Schaeffer Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 53% of Tennessee
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people · EPA ID TN0000450
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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