3075 Nelson Church Rd, Nelson, VA 24580 Property Records

Mecklenburg County property record for 3075 Nelson Church Rd, Nelson, VA 24580

Property Summary

Property Type	Residential
Lot Size	3.01 acres (131,116 sqft)
Owner	2 Individual Names on Record
Last Sale	$194,500 (Nov 2022)
Tax Bill	$215 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jul 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`163000-A-009A1`

Property Details

APN / Parcel Number

Primary APN	`163000-A-009A1`
Alternative APNs	`163000_A _00_009A1` `R038625`

Exterior

Lot Area	131,116 sqft (3.01 acres)

Location & Zoning

Account Number	R038625
Street Address	3075 NELSON CHURCH RD
City	NELSON
State	VA
Zip	24580-3400
Property Category	Residential
Property Type	Residential > Specialized > Other
Local Zoning Code	AG
Legal Description	PAR A- HARRIS & PAR B- NELSON
Jurisdiction	MECKLENBURG VA
Township / Civil Division	9
Census Block Group	4
Census Block	4017
Census Tract	930800

Owner

Source: Mecklenburg County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3075 NELSON CHURCH RD, NELSON, VA 24580-3400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · Line of Credit BENCHMARK COMMUNITY BANK
Jul 27, 2018	Deed of Trust, Mortgage · Line of Credit BENCHMARK COMMUNITY BANK
Apr 26, 2019	Deed of Trust, Mortgage · Line of Credit BENCHMARK COMMUNITY BANK
Nov 10, 2022	Warranty Deed, Transfer · Line of Credit BENCHMARK COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2022 · Amount on Record
Deed Sale	Nov 10, 2022 · Amount on Record
Deed Document Number	20224637
Prior Transfer Date	Nov 9, 2022
Prior Transfer Doc	0000004637
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG VA
Recording Date	Sep 9, 2026
Property Address	3075 NELSON CHURCH RD, NELSON, VA 24580-3400
Document Number	0000003878
Instrument Date	Sep 3, 2026
Instrument	20263878
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3075 NELSON CHURCH RD, NELSON, VA 24580-3400

Mortgage

Document Number	0000003878,
Date	Sep 9, 2026
Instrument	20263878

Lender

Name	BENCHMARK COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 3, 2066

Interest

Max Rate	-1%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG VA
Property Address	3075 NELSON CHURCH RD, NELSON, VA 24580-3400
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180002457
Date	Jul 27, 2018
Instrument	180002457

Lender

Name	BENCHMARK COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG VA
Property Address	3075 NELSON CHURCH RD, NELSON, VA 24580-3400
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190001332
Date	Apr 26, 2019
Instrument	190001332

Lender

Name	BENCHMARK COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG VA
Recording Date	Nov 10, 2022
Property Address	3075 NELSON CHURCH RD, NELSON, VA 24580-3400
Document Number	0220004637
Instrument Date	Oct 3, 2022
Instrument	220004637
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3075 NELSON CHURCH RD, NELSON, VA 24580-3400

Mortgage

Document Number	0220004638
Date	Nov 10, 2022
Instrument	220004638

Lender

Name	BENCHMARK COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Nov 10, 2062

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 6, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Mecklenburg County
Unified School District	Mecklenburg County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$215.00 (-9.66%)	$59,900 (+0.67%) Land $25,200 Building $34,700	$59,900 (+0.67%) Land $25,200 Building $34,700
2023	$238.00	$59,500 (-) Land $24,100 Building $35,400	$59,500 (-) Land $24,100 Building $35,400
2022	$238.00	$59,500 Land $24,100 Building $35,400	$59,500 Land $24,100 Building $35,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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