3075 N Prow Rd, Bloomington, IN 47404 Property Records

Monroe County property record for 3075 N Prow Rd, Bloomington, IN 47404

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,332 sqft · built 1925
Lot Size	1.45 acres (63,162 sqft)
Owner	Individual Name on File
Tax Bill	$1,360 (2025)
Deeds & Mortgages	Mar 2016 Mortgage Nov 2006 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012-19400-00`

Property Details

APN / Parcel Number

Primary APN	`012-19400-00`
Alternative APN	`53-05-20-300-020.000-004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,332 sqft Living Area
1st Floor Area	1,332 sqft
Basement Area	1,332 sqft
Unfinished Basement	1,332 sqft
Family Room	Family Room

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1984
Construction Type	Wood
Roof Material	Asphalt
Lot Area	63,162 sqft (1.45 acres)
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	012-19400-00
Street Address	3075 N PROW RD
City	BLOOMINGTON
State	IN
Zip	47404-1605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS45
Legal Description	PT NW SW 20-9-1W 1.45A
Jurisdiction	MONROE IN
Township / Civil Division	BLOOMINGTON
Census Block Group	2
Census Block	2037
Census Tract	801

Owner

3075 N Prow Rd is owned and occupied by an individual.

Source: Monroe County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	3075 N PROW RD, BLOOMINGTON, IN 47404-1605
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2016	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Nov 8, 2006	Deed of Trust, Mortgage · ARM INDIANA UNIVERSITY EMPLOYEES FCU
Sep 7, 2005	Deed of Trust, Mortgage · Line of Credit INDIANA UNIVERSITY EMPLOYEES FCU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	3075 N PROW RD, BLOOMINGTON, IN 47404-1605
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2016003365
Date	Mar 22, 2016
Instrument	2016003365

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2046

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	3075 N PROW RD, BLOOMINGTON, IN 47404-1605
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006021766
Date	Nov 8, 2006
Instrument	2006021766

Lender

Name	INDIANA UNIVERSITY EMPLOYEES FCU
Address	BLOOMINGTON, IN 47402

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Dec 1, 2011
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Index	1-Year T-Bill
Max Rate	10.8%

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	3075 N PROW RD, BLOOMINGTON, IN 47404-1605
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2005018206
Date	Sep 7, 2005
Instrument	2005018206

Lender

Name	INDIANA UNIVERSITY EMPLOYEES FCU
Address	BLOOMINGTON, IN 47401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Sep 6, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 3075 N Prow Rd was $1,360, down 7.1% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Bloomington Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,360.00 (-7.1%)	$205,500 Land $52,300 Building $153,200	$205,500 Land $52,300 Building $153,200
2024	$1,464.00
2023		$195,600 (+6.19%) Land $42,300 Building $153,300	$195,600 (+6.19%) Land $42,300 Building $153,300
2022	$1,302.00	$184,200 Land $42,300 Building $141,900	$184,200 Land $42,300 Building $141,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3075 N Prow Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3075 N Prow Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELLETTSVILLE WATER WORKS serves 14,500 people · EPA ID IN5253004
Water Source	Purchased surface water from CITY OF BLOOMINGTON UTILITIES
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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