3075 Heights Ter, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 3075 Heights Ter, Punta Gorda, FL 33983

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,377 sqft · built 1960
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on File
Last Sale	$124,000 (Jul 2019)
Tax Bill	$623 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`40-23-22-130-013`

Property Details

APN / Parcel Number

Primary APN	`40-23-22-130-013`
Alternative APNs	`0084687-000000-4` `10004621732`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,377 sqft Living Area
Gross Area	1,817 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1960
Architectural Style	Other
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	15,000 sqft (0.344 acres)
Garage Type	Carport
Carport	Carport
Carport Area	240 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	200 sqft
Shed	1 Shed
Shed Area	200 sqft
Lawn Sprinklers	Lawn Sprinklers
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004621732
Old Parcel Number	00846870000004
Street Address	3075 HEIGHTS TER
City	PUNTA GORDA
State	FL
Zip	33983-3310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	HBH 008 0029 0016 HARBOUR HEIGHTS SEC 8 BLK 29 LTS 16 17 18 399/535 DC790/590 PR84-719 981/834 1363/445 1485/828
Legal Range	23E
Legal Township	40S
Legal Section	22
Legal Subdivision	HARBOUR HEIGHTS
Legal Block	29
Legal Lot Number	16 17
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	1
Census Block	1001
Census Tract	21001

Owner

3075 Heights Ter is owned and occupied by an individual who bought it in July 2019.

Source: Charlotte County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3075 HEIGHTS TER, PUNTA GORDA, FL 33983-3310
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2019 · Amount on File
Deed Sale	Jul 10, 2019 · Amount on File
Prior Sale	Feb 12, 2008 · Amount on File
Deed Document Number	2725219
Deed Book / Page	4459 / 0092
Record Updated	Jun 8, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jul 10, 2019
Property Address	3075 HEIGHTS TER, PUNTA GORDA, FL 33983-3310
Document Number	0044590092
Book / Page	4459 / 0092
Map Reference	MB 3 PG 84
Instrument Date	Jul 9, 2019
Instrument	2725219
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	DBA PREMIER TITLE OF FLORIDA

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$868.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3075 HEIGHTS TER, PUNTA GORDA, FL 33983-3310

Mortgage

Document Number	0000445993
Date	Jul 10, 2019
Instrument	4459/93

Lender

Name	CORSSCOUNTY MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3075 Heights Ter was $623 with a homeowner's exemption.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$623.00 Homeowner's exemption	$81,353	$93,113 Land $31,500 Building $61,613
2023	$1,561.00 (+2.5%) Homeowner's exemption	$76,757 (+3%)	$90,938 (-37.43%) Land $30,000 Building $60,938
2022	$1,523.00 Homeowner's exemption	$74,521	$145,327 Land $24,225 Building $121,102

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3075 Heights Ter in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 375 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	375 in force
Nearby Flood Claims	161 (1982–2025)
Claims Outside the SFHA	7 of 161
Most Recent Claim	Feb 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 74 claims Hurricane Helene, Sep 2024 · 32 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3075 Heights Ter is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE HARBOR WATER ASSN. private · serves 4,722 people · EPA ID FL6080044
Water Source	Purchased surface water from CHARLOTTE COUNTY UTILITIES
Last State Inspection	May 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20